USDA Vs. FHA Pro and Con comparison in Rockwood, Wayne County, MI
In 2025, the USDA loan threshold in Rockwood, within the county of Wayne, MI, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and evaluate the income, credit, reserves, and paperwork essential for qualification. With our advanced mortgage calculator, review USDA, FHA, Conforming, and VA side by side to discern which plan in aligns best with your personal financial profile.
2025 loan limits and down payment requirements in Rockwood, Wayne, MI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Rockwood, MI
The mission of Lendersa® is to swiftly and effortlessly locate the ideal USDA or FHA loan for you. Choose from three initial options that connect with lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is offered solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgage loans have no down payment requirement.
Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
3840 Blackhawk Road, Suite 105, Danville, CA, 94506
Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Vintage Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
3958 Valley Avenue, Suite B, Pleasanton, CA, 94566
"I hope this website would be one of your best tools in finding your dream house or helping you find more information to sell your property, quickly and at an absolutely attractive price.
Having been in the real estate profession for more than 18 years, I have been honored and blessed in working with so many fantastic customers"
Golden State Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Specialty Real Estate Services is a full-service real estate company serving clients who wish to use real estate as a long term wealth building strategy.Our market includes the West Coast of California. We offer buying, selling, management, mortgage, development, and maintenance services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
