FHA Vs. USDA loan program for Rockwood, Wayne County, Michigan

In 2025, USDA loan limit in Rockwood, county of Wayne, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rockwood, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(573) 683-3373 Lender's profile and map Reviews Citizens’ Bank of Charleston 207 East Commercial Street, Charleston, MO, 63834 Citizens Bank's employees and stock holders are excited to have you visit the site of Mississippi County's Home-Town bank. We are your family, friends and neighbors, and have been providing quality service to this area since 1957. Our goal is to help our customers feel at home and comfortable while attending to their finances.
(732) 747-7800 Lender's profile and map Reviews K Hovnanian American Mortgage 90 Matawan Rd, Matawan, NJ, 07747 Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
(201) 599-5500 Lender's profile and map Reviews Greater Alliance Federal Credit Union 40 West Century Road, Paramus, NJ, 07652 Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
(201) 845-6876 Lender's profile and map Reviews H&E Telephone Federal Credit Union 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662 H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
(201) 849-8200 Lender's profile and map Reviews Affinity Realty Capital 151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662 The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
(973) 662-4141 Lender's profile and map Reviews Anything Commercial Loans 151 West Passaic St, Rochelle Park, NJ, 07662 We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
(855) 606-4999 Lender's profile and map Reviews Centra Capital Investments 336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662 Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
201 803 0423 Lender's profile and map Reviews Alpine Mortgage Services 201 W Passaic Street, Rochelle Park, NJ, 07662 At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
(732) 352-3749 Lender's profile and map Reviews First Credit Group, LLC 1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071 Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs. Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip
(518) 731-6161 Lender's profile and map Reviews The National Bank of Coxsackie 3-7 Reed Street, Coxsackie, NY, 12051 At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.