USDA Vs. FHA your options comparison in Trenton, Wayne County, MI
In 2026, the USDA loan limit in Trenton, county of Wayne, MI, is $336,500, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, evaluating income, credit, reserves, and document requirements for qualification. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA options side by side, helping you determine the best program in for your financial situation.
2026 Loan Limits and Down Payment Needs in Trenton, County of Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Choices in Trenton, MI
Lendersa® aims to connect you with the optimal USDA or FHA loans quickly and hassle-free. Begin by selecting one of three initial paths to find matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, often known as the USDA rural development loan or mortgage, and is available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not need any down payment.
First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
Love & Love Mortgage Inc. is a privately owned mortgage lender with a combined 47 years of mortgage loan experience in Texas. Customer satisfaction is our number one priority. We value your trust in us and will work hard to make the mortgage process easy and pleasant. We are always just a phone call away.
Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.
Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
6105 South Main Street, Suite 200, Aurora, CO, 80016
End To End Home Loans LLC to our customers to determine their real estate financing goals, needs, and wants. To find the best solution, we leverage our expertise, leading edge technology, and relationships with top lenders. We guide our customers through the mortgage process end to end.
6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
