USDA VS FHA in Gibraltar, Wayne County, MI

In 2025, the USDA loan limit in Gibraltar, located in Wayne County, MI, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate and compare current USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to help choose the best program for your situation in .

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2025 Loan Limits and Downpayment Requirements in Gibraltar, Wayne County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Gibraltar, MI

Lendersa® aims to provide the best USDA or FHA loan options quickly and without hassle. Choose from three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

USDA loans, guaranteed by the Department of Agriculture, also called USDA rural development loans, are available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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