USDA Vs. FHA your options comparison in Gibraltar, Wayne County, MI
In 2025, the USDA loan limit in Gibraltar, located in Wayne County, MI, is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare current USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to help choose the best program for your situation in .
2025 Loan Limits and Downpayment Requirements in Gibraltar, Wayne County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gibraltar, MI
Lendersa® aims to provide the best USDA or FHA loan options quickly and without hassle. Choose from three starting points that connect you to matching lenders and USDA loan programs.
USDA loans, guaranteed by the Department of Agriculture, also called USDA rural development loans, are available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.
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