USDA VS FHA in Woodhaven, Wayne County, MI

In the year 2026, the USDA loan limit for Woodhaven in Wayne county, MI, is set at $336,500, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to explore the top USDA and FHA rates currently available, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side views of USDA, FHA, Conforming, and VA options, aiding you in determining the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements for Woodhaven, Wayne, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Woodhaven, MI

The goal of Lendersa® is to quickly and effectively secure the best USDA or FHA loan for you, without hassle. You can begin with one of three options to match you with the ideal lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MI

A USDA home loan, also known as a USDA rural development loan or mortgage, is supported by the Department of Agriculture and is available solely in rural locales. Unlike FHA loans that have a minimum 3.5% down payment requirement, USDA loans require no down payment, making them a favorable option for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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