USDA and FHA Pro and Con in Woodhaven, Wayne County, MI
In the year 2026, the USDA loan limit for Woodhaven in Wayne county, MI, is set at $336,500, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to explore the top USDA and FHA rates currently available, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side views of USDA, FHA, Conforming, and VA options, aiding you in determining the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements for Woodhaven, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Woodhaven, MI
The goal of Lendersa® is to quickly and effectively secure the best USDA or FHA loan for you, without hassle. You can begin with one of three options to match you with the ideal lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is supported by the Department of Agriculture and is available solely in rural locales. Unlike FHA loans that have a minimum 3.5% down payment requirement, USDA loans require no down payment, making them a favorable option for those eligible.
180 East Main Street, Suite 206, Smithtown, NY, 11787
Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
250 Veterans Memorial Highway, Suite 5A9, Hauppauge, NY, 11788
The Long Island Alliance Federal Credit Union has been in existence since 1938. We started out as the New York Highway Engineers Federal Credit Union and in the early sixties expanded our field of membership to include all New York State Employees who live and work on Long Island.
527 Townline Road, Suite 305, Hauppauge, NY, 11788
Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
