USDA and FHA Pro and Con in Fowlerville, Livingston County, MI

As of 2026, the USDA loan limit in Fowlerville, located in Livingston County, MI, is set at $336,500, while the FHA limit for a single-family home stands at $472,030.

Try the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, allowing you to choose the best fit for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Fowlerville, Livingston County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Check USDA and FHA Loan Options in Fowlerville, MI

Lendersa® is focused on providing you with the most suitable USDA or FHA loan efficiently, without any fuss. Start your journey by choosing one of the three options to connect with matching lenders and feasible USDA loan programs.

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Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, these require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fowlerville Lenders

  • Lakeview Funding Group LLC
  • 1749 Welland Street, Howell, MI, 48855
  • Lends in Michigan
  • Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.

  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • Lends in Michigan
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.

  • Exceptional Mortgage Services, Inc.
  • 207 E Grand River Ave, Howell, MI, 48843
  • Lends in Michigan
  • We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.

  • Calhoun Mortgage, INC
  • 5840 Sterling Dr, Suite 240, Howell, MI, 48843
  • Lends in Michigan
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Lends in Michigan
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.

  • Michigan United Mortgage LLC
  • 6870 Grand River, Brighton, MI, 48114
  • Lends in Michigan
  • Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.

  • Honest Mortgage Company, LLC
  • 1127 S Old US Highway 23, Brighton, MI, 48114
  • Lends in Michigan
  • Honest Mortgage Co. operates as a mortgage brokerage, and we’re very proud of that. Because of that, and our access to programs and interest rates from the largest wholesale mortgage lenders in the country, we can save you money by lowering your interest rate and keeping your closing costs as low as possible.

  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.

  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.