USDA VS FHA in Fowlerville, Livingston County, MI

As of 2026, the USDA loan limit in Fowlerville, located in Livingston County, MI, is set at $336,500, while the FHA limit for a single-family home stands at $472,030.

Try the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, allowing you to choose the best fit for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Fowlerville, Livingston County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Check USDA and FHA Loan Options in Fowlerville, MI

Lendersa® is focused on providing you with the most suitable USDA or FHA loan efficiently, without any fuss. Start your journey by choosing one of the three options to connect with matching lenders and feasible USDA loan programs.

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Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, these require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mechanics Bank
  • 2 South Main Street, Mansfield, OH, 44902
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
  • Tappan Community Credit Union, Inc
  • 191 Park Avenue East, Mansfield, OH, 44902
  • Tappan Community Credit Union, proud to be the oldest credit union in Mansfield. Over 84 years ago Tappan Employees Credit Union met the needs of a growing industrial workforce and we are pleased to continue those same services today. Membership is open to anyone working, attending school, worshiping or living in Richland County.
  • McGregor Mortgage, LLC
  • 13 Park Avenue West, Suite 307, Mansfield, OH, 44902
  • McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
  • THA Mortgage
  • 28 Park Avenue West, Suite 601, Mansfield, OH, 44902
  • THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals. Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
  • WES Credit Union
  • 38024 Second Street, Willoughby, OH, 44094
  • WES Credit Union received a state charter in 1954. The mission of the WES Credit Union is to provide the best service and the best rates possible to our members while maintaining a sound financial institution. WES Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standard
  • LaPorte Community Federal Credit Union
  • 1800 E Lincolnway, La Porte, IN, 46350
  • LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant. As times, neighborhoods and employment