USDA and FHA Pro and Con in Williamston, Ingham County, MI

In 2026, the USDA loan limit for Williamston, located in Ingham county, MI, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It helps determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program in for your specific financial needs.

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2026 Loan Limits and Down Payment Requirements in Williamston, Ingham, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Williamston, MI

Lendersa® strives to quickly secure the best USDA or FHA loan for you, with minimal hassle. Choose one of three pathways to connect with appropriate lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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