USDA Loan Vs. FHA loan for Williamston, MI 2026

In 2026, the USDA loan limit for Williamston, located in Ingham county, MI, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It helps determine the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program in for your specific financial needs.

Options for USDA and FHA Loans in Williamston, MI

Lendersa® strives to quickly secure the best USDA or FHA loan for you, with minimal hassle. Choose one of three pathways to connect with appropriate lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(800) 583-2869 Lender's profile and map Reviews Union Bank 20 Lower Main St, Morrisville, VT, 05661 Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.
(320) 283-5149 Lender's profile and map Reviews Lowry State Bank 400 Florence Avenue, Lowry, MN, 56349 Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
(860) 292-2940 Lender's profile and map Reviews Windsor Locks Federal Credit Union 516 Spring Street, Windsor Locks, CT, 06096 Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
(757) 600-4222 Lender's profile and map Reviews Vantage Point Mortgage 615 San Pedro Dr, Chesapeake, VA, 23322 Vantage Point Mortgage have great rates and low fees, but we offer you so much more. One simple question guides us – “How will this particular home loan fit into your overall short and long-term financial and wealth building plans?” In the end, we’re here to serve you and your dreams.
(757) 635-0523 Lender's profile and map Reviews Cornerstone Home Mortgage, LLC 1020 Hillston Arch, Chesapeake, VA, 23322 Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.
(631) 924-7328 Lender's profile and map Reviews Suffolk Federal Credit Union 3681 Horseblock Rd, Medford, NY, 11763 Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
(218) 631-1414 Lender's profile and map Reviews Mid Central Federal Savings Bank 520 South Jefferson St, Wadena, MN, 56482 Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.
(256) 332-3600 Lender's profile and map Reviews Valley State Bank 15565 Highway 43 Bypass, Russellville, AL, 35653 Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
(256) 332-5315 Lender's profile and map Reviews Community Spirit Bank 14009 Highway 43, Russellville, AL, 35653 Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
(877) 332-1710 Lender's profile and map Reviews CB&S Bank 200 Jackson Avenue South, Russellville, AL, 35653 CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
(413) 774-3191 Lender's profile and map Reviews Greenfield Savings Bank 282 Avenue A, Turners Falls, MA, 01376 Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.