USDA Vs. FHA your options comparison in Fremont, Newaygo County, MI

In 2026, the USDA loan limit in Fremont, within Newaygo County, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Fremont, Newaygo County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fremont, MI

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, without hassle. Begin by choosing one of three starting points, leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, commonly called a USDA rural development loan. Available only in rural areas, it requires no down payment, unlike FHA loans which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home State Bank
  • 40 Grant Street, Crystal Lake, IL, 60014
  • You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
  • Mortgage Capital Group Inc
  • 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
  • At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
  • APLOS MORTGAGE INC
  • 282 Memorial Court, Unit C, Crystal Lake, IL, 60014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • Central Credit Union
  • 1001 Mannheim Road, Bellwood, IL, 60104
  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned, If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.
  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
  • Elite Residential Lending Inc
  • 9300 South Ashland Avenue, Chicago, IL, 60620
  • Elite Commercial Lending dba Elite Residential Lending is currently licensed in Illinois and is a full-service mortgage broker, headquartered in Chicago, Illinois and we offer fast service, low rates and we provide an innovative mix of mortgage products. Our Vice President has over 27 years of mortgage experience.
  • Catholic Vantage Financial
  • 36111 Five Mile, Livonia, MI, 48154
  • As a full-service financial institution, CVF Credit Union offers all the financial products and latest delivery innovations you’d expect from a large bank, except we take the time to know you personally. Our priority is to provide you with the advantage of low-fee or no-fee services with competitive yields on savings and lower rates on loans.
  • Starnorth Mortgage LLC
  • 33300 Five Mile Road, Suite 105, Livonia, MI, 48154
  • Starnorth Mortgage LLC offers Livonia, MI mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Remote quote and social distance precautions observed. Provide purchase mortgages and refinancing to Michigan homeowners since 2005!
  • Irene Partners LLC
  • 15530 Middlebelt Road, Livonia, MI, 48154
  • Irene Partners is the fastest broker on the market. One source for commercial lending, commercial real estate, and residential mortgages. Irene Partners is a powerful independent brokerage in Southeast Michigan. Their innovative mortgage process gets loans faster than anybody else.
  • Market Street Mortgage LLC
  • 30235 Hoy Street, Livonia, MI, 48154
  • At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • St James Mortgage Corporation
  • 42676 Woodward Ave, Bloomfield Hills, MI, 48304
  • St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.