USDA VS FHA in Wolf-Lake, Muskegon County, MI

In 2026, the USDA loan limit for Wolf-Lake, located in Muskegon County, MI, is $285,000. The FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Wolf-Lake, Muskegon County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Wolf-Lake, MI

The mission of Lendersa® is to secure the best USDA or FHA loan for you efficiently and quickly. Choose one of three starting points to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan. It is exclusively offered in rural areas and doesn’t require a down payment, unlike FHA loans that necessitate a minimum 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2100 Executive Hills Blvd, Auburn Hills, MI, 48326
  • Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.
  • Range Lending LLC
  • 67 South Squirrel Road, Auburn Hills, MI, 48326
  • Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits
  • Farmers & Merchants State Bank OH
  • 307 N Defiance St, Archbold, OH, 43502
  • Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
  • First Community Bank and Trust
  • 1111 Dixie Highway, Beecher, IL, 60401
  • First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
  • Community Alliance Credit Union
  • 39209 6 Mile Road, Suite 160, Livonia, MI, 48152
  • A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education. We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie
  • Michigan Columbus Federal Credit Union
  • 30419 W Six Mile Road, Livonia, MI, 48152
  • Michigan Columbus offers a variety of savings programs designed to provide financial solutions for your everyday life. We are open to the community of Livonia, Michigan, anyone who lives, works, attends school or church in Livonia, or who is related to a current member is automatically qualified for membership.
  • Michigan Financial Mortgage Company
  • 20008 Parker St, Livonia, MI, 48152
  • Michigan Financial is a full service mortgage company, located in Northville, MI. Michigan Financial is able to offer competitive rates with minimal costs on each mortgage. We focus on personal service & develop a relationship with our clients, to better understand their needs.Call us today, to find out why Michigan Financial is your best solution.
  • Priority 1 Lending, LLC
  • 38701 W. Seven Mile Rd, Suite 290A, Livonia, MI, 48152
  • We know that purchasing a home is one of the most important decisions you may ever have to make. Priority 1 Lending is committed to make your mortgage experience as smooth and pleasurable as possible. We believe in process, people, product and technology. We have staff with over 20 years experience
  • LOC Credit Union
  • 22981 Farmington Road, Farmington, MI, 48336
  • At LOC Credit Union, we’re ready for you. No matter where you are in life, we’re dedicated to taking you further. That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
  • Regal Home Lending
  • 25882 Orchard Lake Rd L-11, Farmington, MI, 48336
  • Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.