In 2025, the USDA loan limit for Wolf-Lake, located in Muskegon County, MI, is $285,000. The FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to secure the best USDA or FHA loan for you efficiently and quickly. Choose one of three starting points to connect with lenders offering USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan. It is exclusively offered in rural areas and doesn’t require a down payment, unlike FHA loans that necessitate a minimum 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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