USDA Loan Vs. FHA loan for Whitehall, MI 2025

In 2025, the USDA loan limit for Whitehall, nestled in Muskegon county, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to compare today's leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows side-by-side evaluation of USDA, FHA, Conforming, and VA options, helping you choose the best fit for your financial situation in .

USDA and FHA Loan Options in Whitehall, MI

The aim of Lendersa® is to ensure you receive the best USDA or FHA loan quickly and effortlessly. Start with one of three methods to engage with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed option available through the Department of Agriculture, restricted to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, offering an advantage to eligible people.

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(207) 474-3331 Lender's profile and map Reviews Franklin-Somerset Federal Credit Union 26 Leavitt Street, Skowhegan, ME, 04976 Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
(800) 303-9511 Lender's profile and map Reviews Skowhegan Savings 13 Elm Street, Skowhegan, ME, 04976 Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
(912) 236-4400 Lender's profile and map Reviews Georgia Heritage Federal Credit Union PO Box 1920, Savannah, GA, 31402 At Georgia Heritage FCU, it’s all about you. Our mission is making a positive difference for our members and the communities we serve. As a not-for-profit organization, we put members first. We strive to maintain a one-on-one relationship with our members while providing them with a full line of financial resources.
(605) 923-1405 Lender's profile and map Reviews Sentinel Federal Credit Union 22752 Mule Deer Trail, Box Elder, SD, 57719 Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.
(580) 735-2545 Lender's profile and map Reviews Oklahoma State Bank 122 South Hoy St, Buffalo, OK, 73834 Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
(843) 341-9900 Lender's profile and map Reviews Coastal States Bank 5 Bow Circle, Hilton Head Island, SC, 29928 Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.
(912) 629-2900 Lender's profile and map Reviews First Chatham Bank 111 Barnard Street, Savannah, GA, 31401 Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.
(855) 849-5626 Lender's profile and map Reviews InstaLoan 15 Bull Street, Savannah, GA, 31401 At InstaLoan, we take the guesswork out of finding what the best loan is for you. Our friendly staff will review all of the different lending options with you. So whether you’re looking for a larger loan, a loan with easy payment options, or a loan where your credit score isn’t the primary factor in the approval process, InstaLoan can help
(405) 527-6503 Lender's profile and map Reviews McClain Bank 131 W. Main St., Purcell, OK, 73080 McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
(580) 256-3314 Lender's profile and map Reviews The Stock Exchange Bank 1117 Tenth Street, Woodward, OK, 73802 The Stock Exchange Bank is a locally owned and operated financial institution. Established in 1903, the bank offers a wide range of products and services. It provides clients various deposits options, including free checking, regular checking, value plus club, value plus gold, money market checking,
(912) 367-1221 Lender's profile and map Reviews Community Bank of Georgia 700 West Parker Street, Baxley, GA, 31513 At Community Bank of Georgia, we are continually trying to maintain the personal feel of a true community bank while offering all of the latest financial products for our customers. As part of your community, we take pride in the relationships we have developed with our customers and understanding their individual needs.
(229) 723-3711 Lender's profile and map Reviews First State Bank of Blakely 2213 South Main Street, Blakely, GA, 39823 First State Bank of Blakely¹ was originally chartered in 1903 under the name First National Bank of Blakely and has operated continuously in Early County since its inception. The bank was owned and operated under the direction of Mr. S. G. Maddox, Sr. until his retirement in 1993.