FHA Vs. USDA loan program for Newaygo, Newaygo County, Michigan

In 2026, the USDA loan limit for Newaygo, in the county of Newaygo, MI, is $336,500, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA versus FHA rates. Determine the income, credit, reserves, and documentation you need to qualify. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side to decide which program in aligns best with your financial needs.

USDA and FHA Loan Options in Newaygo, MI

Lendersa® is dedicated to securing the best USDA or FHA loan for you quickly, without hassle. Start by choosing from three pathways to connect with lenders providing USDA loans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

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(630) 681-1010 Lender's profile and map Reviews American Fidelity Mortgage Services, Inc 1776 S Naperville Road, Bldg B, Suite101B, Wheaton, IL, 60189 We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(920) 648-2324 Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
(260) 484-2102 Lender's profile and map Reviews Fire Police City County Federal Credit Union 3306 North Clinton Street, Fort Wayne, IN, 46805 Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
(260) 486-5626 Lender's profile and map Reviews Aspen Mortgage 2420 N Coliseum Blvd, Fort Wayne, IN, 46805 At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
(260) 483-0514 Lender's profile and map Reviews ProFed Credit Union 1710 St Joe River Dr, Fort Wayne, IN, 46805 ProFed provides personal service to help you reach each important milestone of your life. Our mobile and online banking give you 24/7 access, and you can take us anywhere you go. With our network of over 36, 000+ ATMs, you can be sure your money is within your reach.ProFed Credit Union and start owning your financial future.
(773) 881-7744 Lender's profile and map Reviews Pacor Mortgage Corp. 14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452 PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
(847) 741-3344 Lender's profile and map Reviews KCT Credit Union 111 South Hawthorne Street, Elgin, IL, 60123 Chartered in 1937, KCT Credit Union was formed through the tireless efforts of Miss Martha Black, a teacher in the then Elgin Public Schools District, and Mr. E. Earl McCoy, then Kane County Superintendent of Schools. Since that day we have been dedicated to living the credit union philosophy of people helping people.
(219) 365-6700 Lender's profile and map Reviews American Community Bank of Indiana 7880 Wicker Avenue, Saint John, IN, 46373 American Community Bank of Indiana is a local bank serving the NWI area, exclusively, for over a century! We are a true community bank that is proud to remain a faithfully local institution dedicated to being your financial partner throughout life. The bank offers a full array of personal and business banking solutions.
(847) 707-5300 Lender's profile and map Reviews Al Martinez Mortgage Broker, Huntley 10417 Dawson St, Huntley, IL, 60142 I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
(800) 786-0945 Lender's profile and map Reviews Sun Federal Credit Union 1627 Holland Road, Maumee, OH, 43537 Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal