USDA Vs. FHA Pro and Con comparison in North-Muskegon, Muskegon County, MI
In 2025, the USDA loan limit in North-Muskegon, within Muskegon county of MI, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans and identify the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, which helps in selecting the best program tailored to your financial needs, especially if you're in Alabama.
2025 Loan Limits and Downpayment Requirements in North-Muskegon, Muskegon, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Muskegon, MI
The aim of Lendersa® is to deliver the optimal USDA or FHA loan quickly and with minimal hassle. Choose from three starting options to connect with lenders and discover USDA loan programs that best meet your criteria.
A USDA home loan is supported by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is primarily available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans have no down payment requirement.
"Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
7901 4th St N, Suite 10265, Saint Petersburg, FL, 33702
Ridge Street is the lender for real estate entrepreneurs! We provide efficient capital for acquiring, renovating, building, and holding real estate. Partnering with local investors across the US, we're transforming real estate financing with a simple process, fair pricing, and no bureaucracy.
9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702
BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,
7901 4th Street North, Saint Petersburg, FL, 33702
Our mortgage originators are experienced and knowledgeable. We use the latest comparative analysis software allowing us to research and compare various loan programs to find the best options that meet your needs. We have streamlined the loan fulfillment process ensuring quick approvals and fast closings.
New Dwelling Mortgage,we use a personalized approach that makes us the perfect mortgage broker for home buyers.We believe a mortgage should be about building relationships & helping people achieve their goals & dreams of being a homeowner.We manage our clients' process by applying for loans with different lenders, finding competitive interest rates
7901 4th Street North, Saint Petersburg, FL, 33702
Detailed Mortgage Solutions, LLC. NMLS# 1769900 www.nmlsconsumeraccess.org; Equal Housing Opportunity. As an independent mortgage brokerage, it allows us to truly work for our clients without being tied to any one particular lender. We have the ability to work with as many lenders we wish, to not only 'SHOP' for the best terms
877 Executive Center Dr W Suite 301, Saint Petersburg, FL, 33702
EXCEL MORTGAGE NETWORK treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply
"We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida.
Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
