USDA Vs. FHA your options comparison in Jenison, Ottawa County, MI

As of 2025, the USDA loan cap for Jenison, in Ottawa county of MI, is $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program in that fits your financial situation.

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2025 Loan Limits and Downpayment Needs in Jenison, County of Ottawa, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Jenison, MI

Lendersa® aims to provide you with the best possible USDA or FHA loans quickly and without hassle. Choose one of three starting methods that link to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eastern Funding Group LLC
  • 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511
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  • Carolina Mortgage Authority Inc
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  • Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Patriot Financial Inc
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  • Patriot Financial was created to provide financing solutions and customer service experiences second to none in the mortgage industry for all homeowners. Patriot Financial has three main objectives it strives to achieve on every transaction.we view our company as a one stop shop for all types of mortgages for people from all walks of life.
  • RDU Mortgage Services LLC
  • 901 Kildaire Farm Road, Suite D, Cary, NC, 27511
  • "Rdu Mortgage Services LLC is a North Carolina Domestic Limited-Liability Company filed On March 19, 2012. The company's filing status is listed as Current-Active and its File Number is 1252285. The Registered Agent on file for this company is Wu, Lixuan and is located at 901 Kildaire Farm Rd C2 Suite D, Cary, NC 27511."
  • Best Mortgage Lending Corp
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  • Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
  • Miller Lending Group, LLC
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  • At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
  • Grayton Mortgage, Inc
  • 120 Kilmayne Dr, Suite 200, Cary, NC, 27511
  • Grayton Mortgage (NMLS 1104545) is a mortgage bank lending in California, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
  • Certified Home Loans
  • 805 Spring Forest Road, Raleigh, NC, 27609
  • Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
  • North State Bank
  • 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
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