USDA Vs. FHA your options comparison in Grosse-Pointe, Wayne County, MI
In 2026, the USDA loan limit in Grosse-Pointe, situated in the county of Wayne, MI, is set at $285,000. Conversely, the FHA loan limit for a single-family home is $356,362.
Explore the Lendersa® USDA loan calculator to compare today's most competitive rates between USDA and FHA, and find out the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision-making in selecting the best program for your particular financial needs in Alabama.
2026 Loan Limits and Downpayment Requirements in Grosse-Pointe, County of Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Choices in Grosse-Pointe, MI
The mission of Lendersa® is to quickly facilitate the acquisition of the best possible USDA or FHA loan, seamlessly. Choose from three initial paths that connect you with suitable lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a loan guaranteed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not impose any down payment requirement.
23215 Commerce Park, Suite 108, Beachwood, OH, 44122
CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
Sunrise Family Credit Union has grown over the years but our commitment to you has stayed the same. Our goal is to assist all our members to overcome obstacles and realize their financial Dreams.Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions.
FinancialEdge was first known as Bay City Municipal Federal Credit Union & later expanded through mergers & acquisition of new employer groups to become Bay Governmental Credit Union.Our purpose remains dedicated to being an integral part of members' lives & our community with innovative financial services designed to fit today's lifestyles.
COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members
Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.
Painesville credit union is a member-owned, not-for-profit financial cooperative, whose goal is to be your trusted financial partner. By providing superior financial services in a friendly, professional manner, we strive to exceed our members' needs.We will continue to honor our Statement of Commitment to members by providing
L.C.E. Federal Credit Union was chartered in July of 1960 as a not-for-profit organization in Painesville, Ohio. It was established to serve the employees of Lake County and their immediate family members. The credit union originally had one employee and served less than one hundred members.
Lake County Educational Federal Credit Union full-service financial cooperative, proudly serving the Lake County and North Olmsted education communities and select group partners within the Greater Cleveland region. Since 1955, our specialized structure has been maintained to help our local education community prosper.
"The L.E.O. Credit Union was formed in 1985 as a non-profit, cooperative business, owned and controlled by its members. Members/owners of L.E.O. share the common bond of Lubrizol Employees of Ohio, other selected groups, and their relatives as stated in our charter.
The L.E.O. Credit Union was founded primarily as a savings and lending institutio
