USDA Loan Vs. FHA loan pro & con Village-of-Grosse-Pointe-Shores, Wayne County, MI

In 2025, USDA loan limit in Village-of-Grosse-Pointe-Shores, county of Wayne, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Village-of-Grosse-Pointe-Shores, MI

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 624-1414 Lender's profile and map Reviews Interstate Home Loan Center, Inc 40 Marcus Drive, Suite 100, Melville, NY, 11747 We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.
(877) 781-7788 Lender's profile and map Reviews East Coast Capital Corp 25 Melville Park Road, Melville, NY, 11747 East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
(631) 233-8700 Lender's profile and map Reviews Affordable Financial Services Ltd. One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747 With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
(800) 562-6715 Lender's profile and map Reviews US Mortgage Corporation 201 Old Country Rd, Suite 140, Melville, NY, 11747 Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
(631) 446-3103 Lender's profile and map Reviews Reliant Home Funding, Inc 445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747 Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
(507) 582-3448 Lender's profile and map Reviews United Farmers State Bank 15 4th Street Sw, Adams, MN, 55909 United Farmers State Bank was chartered on January 17, 2014 when its parent banks, Farmers State Bank of Adams and Farmers State Bank of Elkton joined forces. The officers are Timothy Schneider, President; Brian Wolff, Vice-President; Curt Sheely, Vice-President, Eric Lee, Vice-President; Mike Smith, Asst Vice-President, and Steve Leif, Asst. Vice-
(423) 949-2146 Lender's profile and map Reviews Mountain Valley Bank 17114 Rankin Ave, Dunlap, TN, 37327 Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
(636) 488-5441 Lender's profile and map Reviews Jonesburg State Bank 110 First Street, Jonesburg, MO, 63351 Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
(877) 210-1331 Lender's profile and map Reviews UT Financial Services 10130 Perimeter Pkwy, Suite 200, Charlotte, NC, 28216 UT Financial Services, LLC is a national commercial real estate consultant firm based out of Charlotte, North Carolina. UT Financial Services provides a full spectrum of financing options for real estate projects including debt, mezzanine, equity, and bridge financing. UT Financial Services also assists clients with business expansion
(888) 388-7133 Lender's profile and map Reviews Red Wing Credit Union 3303 North Service Drive, Red Wing, MN, 55066 Red Wing Shoe Company employees decided to form a cooperative from which they could save and borrow at reasonable rates. The Red Wing Shoe Company Employees Credit Union began operation on June 1, 1954 in Plant 1 of the Red Wing Shoe Company, operated by members/volunteers. Professional staff was hired as the credit union grew,
(651) 388-5150 Lender's profile and map Reviews SJD Mortgage Services 142 Cannon View Dr, Red Wing, MN, 55066 SJD Mortgage Services is a community lender that has been serving Minnesota home owners since 2004. SJD Mortgage Services has its office located in beautiful Red Wing Minnesota, one hour south east of Minneapolis, MN. At SJD Mortgage Services, our mission is to set a high standard in the mortgage industry.