USDA and FHA Pro and Con in Hillsdale, Hillsdale County, MI
In 2026, the USDA loan limit for Hillsdale, county of Hillsdale, MI, is $336,500. For a single-family home, the FHA limit is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's USDA and FHA rates to assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in determining which program suits your financial situation best in .
2026 Loan Limits and Down Payment Requirements in Hillsdale, Hillsdale, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hillsdale, MI
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting options to align with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. FHA loans require at least a 3.5% down payment, but USDA loans need no down payment, offering a significant advantage to eligible borrowers.
640 South Sunset Avenue, Suite 209D, West Covina, CA, 91791
ShopAround Real Estate Services goal is to give you the opportunity to expand the exposure of your property for sale to the mass market and get back a quicker response with your investment. Our mortgage financing product will also help you obtain a new mortgage to relinquish the old one.
150 N Grand Ave, Suite 204, West Covina, CA, 91791
GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
750 Terrado Plaza, Suite 112, West Covina, CA, 91791
SB Financial Home Loans is a family-owned, family-operated business that serves the financing needs of small business owners throughout the Southern California counties of Riverside, San Bernardino, Orange, L.A., and West L.A. Based in Covina, the company was established in 2006 by Aide Solis
150 N. Grand Ave Suite 204, West Covina, CA, 91791
California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.
2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.
At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.
At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
