USDA and FHA Pro and Con in Hillsdale, Hillsdale County, MI
In 2026, the USDA loan limit for Hillsdale, county of Hillsdale, MI, is $336,500. For a single-family home, the FHA limit is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's USDA and FHA rates to assess the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in determining which program suits your financial situation best in .
2026 Loan Limits and Down Payment Requirements in Hillsdale, Hillsdale, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hillsdale, MI
Lendersa® aims to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three starting options to align with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is available in rural areas only. FHA loans require at least a 3.5% down payment, but USDA loans need no down payment, offering a significant advantage to eligible borrowers.
County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas.
We are a Community Bank with a team who take the word very serious.
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
American 1 began as the Jackson Co-Op Federal Credit Union, a service provided to members of the Jackson Co-Op, and was founded in 1950. The Jackson Co-Op Credit Union was originally located at the local United Rubber Workers Hall 185 on a part-time basis, featuring 47 members, three full-time employees in its first year.
301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
Lends in Michigan
At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
