FHA Vs. USDA loan program for Coldwater, Branch County, Michigan

In 2025, USDA loan limit in Coldwater, county of Branch, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Coldwater, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(619) 846-1550 1865 miles Lender's profile and map Reviews JMAC Funding - The Hard Money Pros PO Box 91472, San Diego, CA, 92169 Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
(800) 934-2489 1865 miles Lender's profile and map Reviews First City Credit Union 500 W. Woodbury Road, Altadena, CA, 91001 First City Credit Union is a nation leading 5-star rated credit union. First City Credit Union exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value. The credit union shall maintain financially sound
(626) 788-9299 1865 miles Lender's profile and map Reviews UR TEAM Real Estate Services 249 Jaxine Drive, Altadena, CA, 91001 UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
(714) 729-4663 1865 miles Lender's profile and map Reviews The Home Loans Co 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805 We are the Home Loans Company of Anaheim California, a family owned and operated mortgage & real estate brokerage with over 18 years of experience in the home mortgage industry. Born in 2020, each day we come to work eager to help our community become home owners, leverage home equity and maximize their real estate investments.
(949) 275-6016 1865 miles Lender's profile and map Reviews Zinex Realty 1701 East Lincoln Avenue, Anaheim, CA, 92805 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(626) 799-0882 1865 miles Lender's profile and map Reviews Pasadena Federal Credit Union 1285 N. Lake Avenue, Pasadena, CA, 91104 Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio
(818) 974-8488 1865 miles Lender's profile and map Reviews Commercial Capital Consulting Group 1704 E. Washington Blvd., Pasadena, CA, 91104 Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
646-302-8487 1865 miles Lender's profile and map Reviews Wells Fargo 2030 Main Street, Irvine, CA, 92614 Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
(866) 521-2925 1865 miles Lender's profile and map Reviews Commerce West Bank 2445 McCabe Way, Suite 300, Irvine, CA, 92614 CommerceWest Bank is determined to redefine banking for small and mid-sized businesses throughout Southern California & the surrounding areas. Within an intelligently organized framework, we will provide flexibility, creating a complete, safe, and sound banking experience for each client, servicing owners and catering to their specific business.
(800) 330-9890 1865 miles Lender's profile and map Reviews Sunwest Bank 2050 Main Street, Suite 300, Irvine, CA, 92614 Sunwest Bank, founded in 1969, is a privately held commercial bank with over $1.9 Billion in assets and headquartered in Irvine, CA, with operations in California, Arizona, Idaho, and Utah. We are an entrepreneurial business bank with a long tradition of providing excellent service to entrepreneurs,
(800) 735-2465 1865 miles Lender's profile and map Reviews California First National Bank 4 Executive Circle, Suite 120, Irvine, CA, 92614 California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.