USDA Vs. FHA your options comparison in Coldwater, Branch County, MI
In the year 2025, the USDA loan limit set for Coldwater, located in the county of Branch, MI, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA loans, determining necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most appropriate program in that fits your financial condition.
2025 Loan Limits and Downpayment Requirements in Coldwater, County of Branch, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Options in Coldwater, MI
The goal of Lendersa® is to provide you with the best USDA or FHA loans quickly and stress-free. Choose one of three pathways to connect with matching lenders and the USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, also called the USDA rural development loan or mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment at all.
1650 Military Cutoff Road, Suite 204, Wilmington, NC, 28403
The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you!
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"Alpha Mortgage Corporation is a full service mortgage banker with in-house processing, underwriting, closing and funding of your home.
Formed in 1983, Alpha Mortgage has attained its growth and success through the introduction of a continuing series of innovative programs and services that have become standards in the mortgage lending industr
Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
215 Racine Drive, Suite 105, Wilmington, NC, 28403
Coastline Mortgage Consultants, LLC is one of Wilmington’s oldest mortgage companies. Founded in 2002, Coastline Mortgage Consultants, LLC is locally owned and operated by John Russ and Chad Ludwig. With over 40 years combined experience in the mortgage industry, John and Chad have successfully navigated multiple industry changes
3205 Randall Parkway, Suite 211, Wilmington, NC, 28403
National Home Finance is a Wilmington, NC based mortgage brokerage and mortgage lenders company. Our philosophy is simple: treat our customers as we wish to be treated. We take a consultative approach instead of pushing everyone into a cookie-cutter loan; we will find the type of mortgage loan that is best for you
At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
1908 Eastwood Road, Suite 221, Wilmington, NC, 28403
MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
