USDA Vs. FHA your options comparison in DeWitt, Clinton County, MI
In 2026, the USDA loan limit for DeWitt within Clinton County, MI, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA loans side by side to assist in selecting the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in DeWitt, Clinton County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in DeWitt, MI
At Lendersa®, our aim is to efficiently secure the best USDA or FHA loan with minimal fuss. You can start with one of three options to connect with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
Capitol National Bank strives to become the community bank of choice in the markets we serve by offering customer solutions that result in long-term customer relationships, & enhanced shareholder value. Capitol National Bank opened its doors in downtown Lansing in 1982. Our mission was to serve the financial needs of small and mid size businesses.
Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees.
Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l
Chartered in July 1948, Auto-Owners Associates Credit Union was originally formed by a group of Auto-Owners Associates. The purpose was to have a place, controlled by its members, to save and borrow money at reasonable rates.
Auto-Owners Associates Credit Union provides you with more than just a savings account.
Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide.
Our field of membership includes:
Michigan Farm Bureau members Farm Bureau Insurance of Michigan customers
Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.
Glacier Financial was established in 2001, & has quickly earned the respect of the entire community by becoming the area’s leading mortgage provider throughout central Mi. By offering our customers top notch service along with the area’s lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Mi.
Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. Formerly Clinton County Federal Credit Union, we now serve the residents and employees of Clinton, Gratiot & Shiawassee Counties. Relatives of current members (whether related by blood or marriage) may also join Journey Federal Credit
