In 2025, the USDA loan limit for Ludington in Mason, county of MI, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, determining the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, see side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you without hassle. Begin with any of the three pathways that match you with the right lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is government-guaranteed through the Department of Agriculture. Available solely in rural neighborhoods, this loan requires no down payment, unlike FHA loans which mandate a minimum of 3.5% down payment, offering significant benefits to qualified borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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