USDA and FHA Pro and Con in Ludington, Mason County, MI
In 2026, the USDA loan limit for Ludington in Mason, county of MI, is $336,500. For a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, determining the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, see side-by-side comparisons of USDA, FHA, Conforming, and VA options to assist in selecting the best program in tailored to your financial needs.
2026 Loan Limits and Downpayment Requirements in Ludington, Mason, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ludington, MI
The mission of Lendersa® is to promptly secure the most suitable USDA or FHA loan for you without hassle. Begin with any of the three pathways that match you with the right lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is government-guaranteed through the Department of Agriculture. Available solely in rural neighborhoods, this loan requires no down payment, unlike FHA loans which mandate a minimum of 3.5% down payment, offering significant benefits to qualified borrowers.
We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership
4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.
Cal Coast Funding mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced teaM.
1660 Chalcedony Street, Unit H, San Diego, CA, 92109
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are an award-winning mortgage company with over 50 years of combined experience. We keep our costs low which allows us to pass those savings to our borrowers with competitive rates! We specialize in jumbo lending and loans to first-time home-buyers Call us today and put us to work for you!
SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.
Louie Loans, Inc. is a private money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements. qualified developers and borrowers with quick acquisition financing for non-owner occupied property and also private investors with real estate secured investment.
POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.
In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry
Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
With over 16 years of experience CYNTHIA SOTO have seen all the ups an down of the market and every situation imaginable. We take that experience to offer personalized solutions for your individual needs. Cynthia Soto Helping People Achieve Their Dreams Fur Mom and Animal Lover Entrepreneur.