USDA Vs. FHA your options comparison in Mount-Clemens, Macomb County, MI
In 2025, the USDA loan limit in Mount-Clemens, county of Macomb, MI, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare top USDA vs. FHA rates today, and determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in suitable for your financial scenario.
2025 Loan Limits and Down Payment Needs in Mount-Clemens, County of Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Mount-Clemens, MI
The aim of Lendersa® is to help you secure the best USDA or FHA loans quickly and without hassle. Start by choosing one of three pathways that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known also as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. Unlike FHA loans, requiring a minimum of 3.5% down payment, USDA mortgages have no down payment requirement.
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Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.
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LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
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Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings loans.
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