In 2025, the USDA loan limit in Mount-Clemens, county of Macomb, MI, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare top USDA vs. FHA rates today, and determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program in suitable for your financial scenario.
2025 Loan Limits and Down Payment Needs in Mount-Clemens, County of Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Mount-Clemens, MI
The aim of Lendersa® is to help you secure the best USDA or FHA loans quickly and without hassle. Start by choosing one of three pathways that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known also as the USDA rural development loan or mortgage, and is available only in rural neighborhoods. Unlike FHA loans, requiring a minimum of 3.5% down payment, USDA mortgages have no down payment requirement.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
150 Providence Road, Suite 300, Charlotte, NC, 28207
"LendScout by ASMC is a home-finance solutions team based in Charlotte, NC helping you turn your daydreams into your dream home through a seamless lending process.
Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
Show Me Credit Union was chartered in 1954 as the financial institution to employees of National Refractories. We have since expanded our membership eligibility to include all persons who live or work in Audrain or Callaway counties in central Missouri, and persons living anywhere in the United States
United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22, 000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions,
Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!
Hayes Hyman and Team are at Corporate Investors Mortgage Group
My team and I here at Corporate Investors Mortgage Group, where I serve as Sr. Mortgage Loan Officer in the Raleigh office, have been at Corporate Investors since 2005. My team has over 100 years of combined mortgage banking experience. We are proud to have one the most experienced.
