USDA Loan Vs. FHA loan for Fraser, MI [Macomb County Rates 2023]

In 2025, USDA loan limit in Fraser, county of Macomb, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fraser, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(909) 882-2911 1936 miles Lender's profile and map Reviews Thinkwise Credit Union 599 N. E St, San Bernardino, CA, 92401 Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members' financial needs and goals. This name change will also allow a chance to reassert our priorities.
(909) 889-0838 1936 miles Lender's profile and map Reviews 1st Valley Credit Union 401 West 2nd Street, San Bernardino, CA, 92401 1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.
(888) 804-8384 1936 miles Lender's profile and map Reviews Affordable Home Loans Inc. 370 West 6th Street, Suite 110, San Bernardino, CA, 92401 Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.
(909) 888-7348 1936 miles Lender's profile and map Reviews Hypo Lending 250 N. G St., San Bernardino, CA, 92410 Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.
(800) 696-8830 1936 miles Lender's profile and map Reviews North Coast Credit Union WA 1100 Dupont Street, Bellingham, WA, 98225 We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
(360) 734-2043 1936 miles Lender's profile and map Reviews Industrial Credit Union 1100 North State Street, Bellingham, WA, 98225 Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
(360) 631-7999 1936 miles Lender's profile and map Reviews Advisory Lending Group 119 N Commercial St, Suite 240, Bellingham, WA, 98225 Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
(360) 676-1168 1936 miles Lender's profile and map Reviews WECU 600 E Holly St, Bellingham, WA, 98225 WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
800-280-2022 1937 miles Lender's profile and map Reviews Co/LAB Lending 1666 Av. Juan Ponce de León, San Juan, PR, 00909 Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.
(253) 572-5626 1937 miles Lender's profile and map Reviews Mortgage Express, Inc. 17411 Waller Road East, Tacoma, WA, 98446 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.