For the year 2025, the USDA loan ceiling in Fraser, within the county of Macomb, MI, is set at $336,500, whereas the FHA ceiling for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine the necessary qualifications such as income, credit, reserves, and documentation required. This advanced mortgage calculator allows side-by-side comparisons, including USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your specific financial scenario.
Loan Limits and Downpayment Requirements in 2025 for Fraser, Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Your Options for USDA and FHA Loans in Fraser, MI
The objective of Lendersa® is to assist you swiftly in obtaining either USDA or FHA loans with minimum hassle. Begin with one of three pathways that successfully link you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government through the Department of Agriculture and is exclusively available in rural locales. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all, offering a distinct advantage for eligible borrowers.
Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.
In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
CoastLife Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility.
Texas Champion Bank makes it convenient and easy to borrow for any purpose. We offer a complete range of loan products while delivering personal, efficient customer service. All decisions are made locally and in a professional and expedient manner. Texas Champion Bank can assist you with the following types of loans
HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”
5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.
On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
