USDA Loan Vs. FHA loan for Muskegon-Heights, MI [Muskegon County ]

In 2025, the USDA loan ceiling for Muskegon-Heights in Muskegon county, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use Lendersa®'s USDA loan calculator to assess today's optimal USDA versus FHA rates and identify the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial situation in .

USDA and FHA Loan Choices in Muskegon-Heights, MI

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loans without complication. Start with any of the three options to connect with matching lenders and USDA programs.

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Understanding USDA Loans in MI

A USDA home loan, commonly referred to as a USDA rural development loan or mortgage, is a program backed by the Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require none, offering distinct advantages for eligible borrowers.

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(318) 231-2400 Lender's profile and map Reviews Patriot Mortgage SBC LLC 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 268-4299 Lender's profile and map Reviews Family star mortgage 1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(318) 623-3810 Lender's profile and map Reviews J & L Processing/Mortgages 2234 Windsor Ct, Bossier City, LA, 71111 At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
(251) 296-5356 Lender's profile and map Reviews Escambia County Bank 2151 Ringold St, Flomaton, AL, 36441 Escambia County Bank was established on March 14, 1924, by a relatively large group of local investors. A charter from the State of Alabama was approved by the Superintendent of Banks on April 21, 1924, and the Bank has operated continuously under the same charter since then. Two hundred fifty shares of stock at $100.00 per share were purchased by
(903) 645-2251 Lender's profile and map Reviews Texas Heritage National Bank 107 Webb Street, Daingerfield, TX, 75638 Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield. The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
(207) 487-5576 Lender's profile and map Reviews Sebasticook Valley Federal Credit Union of Maine 505 Somerset Avenue, Pittsfield, ME, 04967 Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
(318) 489-5046 Lender's profile and map Reviews The Right Loan, LLC 2560 North Pines Dr, Shreveport, LA, 71107 At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..
(229) 294-2821 Lender's profile and map Reviews Family Bank 134 Hand Avenue, Pelham, GA, 31779 We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer. Mortgage Loans Constructio
(605) 923-1405 Lender's profile and map Reviews Sentinel Federal Credit Union 22752 Mule Deer Trail, Box Elder, SD, 57719 Sentinel Federal Credit Union has been guarding and protecting the financial well-being of our members since 1955. As a community Credit Union, many of us were born and raised in the communities that we serve. Because of that, we make our decisions right here at the Credit Union. Some places have local branches. We have local roots.
(601) 583-3242 Lender's profile and map Reviews Pine Belt Federal Credit Union 1808 Evelyn Gandy Parkway, Hattiesburg, MS, 39401 Pine Belt Federal Credit Union is a members-focused institution located in Hattiesburg & New Augusta, MS, dedicated to helping you save money and meet your financial goals. Applications for loans and membership can be filled out online quickly and easily! We offer savings accounts, loans, no-cost notary services, 24-hour ATM access, and much more!
(601) 450-4114 Lender's profile and map Reviews CenturyFirst Federal Credit Union 3318 Hardy Street, Hattiesburg, MS, 39401 CenturyFirst Federal Credit Union is a full service not-for-profit financial institution that is owned by the members it serves. We are dedicated to providing a wide variety of services, all with competitive rates and fees for the members we serve. We have a large group of sponsors that includes not only The University of Southern Mississippi.
(601) 408-6466 Lender's profile and map Reviews Titan Home Loans LLC 618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.