USDA and FHA Pro and Con in Roosevelt-Park, Muskegon County, MI

As of 2026, the USDA loan limit in Roosevelt-Park, located in Muskegon County, MI, is set at $285,000, while the FHA limit for a single-family home stands at $356,362.

Try the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, allowing you to choose the best fit for your financial needs in .

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Roosevelt-Park, Muskegon County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Check USDA and FHA Loan Options in Roosevelt-Park, MI

Lendersa® is focused on providing you with the most suitable USDA or FHA loan efficiently, without any fuss. Start your journey by choosing one of the three options to connect with matching lenders and feasible USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, these require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Lemont National Bank
  • 1201 State Street, Lemont, IL, 60439
  • Lemont National Bank is Lemont’s oldest locally owned and operated community bank. Since our founding in 1901, we have remained devoted to our mission of exhibiting integrity and professionalism, and providing the highest quality financial services to our community’s consumers and businesses.
  • Compass Mortgage Inc
  • 27755 Diehl Rd Suite 100, Warrenville, IL, 60555
  • Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
  • HealthCare Associates Credit Union.
  • 1151 East Warrenville Road, Naperville, IL, 60563
  • As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.
  • Vincent Viriyakul Residential & Commercial Financing & Real Estate
  • 1754 N. Washington St, Suite 128B, Naperville, IL, 60563
  • Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.
  • CIBM Bank
  • 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563
  • full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
  • Prosperity Co
  • 1730 Park Street, Suite 200A, Naperville, IL, 60563
  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
  • Lake City Bank
  • 202 East Center Street, Warsaw, IN, 46581
  • Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
  • Community State Bank (Avilla, IN)
  • 802 E Albion St, Avilla, IN, 46710
  • Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.