USDA and FHA Pro and Con in Roosevelt-Park, Muskegon County, MI

As of 2025, the USDA loan limit in Roosevelt-Park, located in Muskegon County, MI, is set at $285,000, while the FHA limit for a single-family home stands at $356,362.

Try the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, allowing you to choose the best fit for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Roosevelt-Park, Muskegon County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Check USDA and FHA Loan Options in Roosevelt-Park, MI

Lendersa® is focused on providing you with the most suitable USDA or FHA loan efficiently, without any fuss. Start your journey by choosing one of the three options to connect with matching lenders and feasible USDA loan programs.

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Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, these require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homeplus Corporation
  • 2878 Camino Del Rio South, Suite 402, San Diego, CA, 92108
  • HomePlus was built in 1999 on a foundation of personal relationships with our clients. Even now, as we approach a milestone of $2B in annual loan volume, we still think of this, not as a 10-figure achievement on our part, but with gratitude that we will be helping more than 4, 000 clients a year
  • Senior American Funding, Inc.
  • 2650 Camino Del Rio N, Suite 350, San Diego, CA, 92108
  • Located in Mission Valley, we have been serving San Diego County since 1990. We originate our Reverse Mortgages through some of the top Reverse Mortgage lenders in the industry that offer quality products and pricing. Our in-house staff of experienced loan processors specializes in closing your loan fast.
  • Crestline Funding Corporation
  • 2810 Camino del Rio South, San Diego, CA, 92108
  • "Everybody wants to do business with a friend. At Crestline Funding, we’re “Your friend in the mortgage business.” Here are just some of the reasons why Crestline Funding is the smart choice for consumers looking for the right home loan. Customer Service We value you. Customer service is our #1 priority."
  • Cabrillo Mortgage
  • 3110 Camino Del Rio South, Suite 311, San Diego, CA, 92108
  • cabrillomortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. There are many home financing options and we'll help you make the Right Choice. We're here with you every step of the way. Cabrillo Mortgage And Realty Services received a Paycheck Protection Loan
  • Cornerstone First Mortgage
  • 2655 Camino Del Rio North, Suite 450, San Diego, CA, 92108
  • Cornerstone First Mortgage is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, we are dedicated to delivering high-quality customer service
  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.
  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.
  • WindVest Corporation
  • 3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
  • Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.
  • Green Street Mortgage
  • 1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.