USDA Vs. FHA Pro and Con comparison in Norton-Shores, Muskegon County, MI
In 2026, the USDA loan limit for Norton-Shores, in the county of Muskegon, MI, is $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Use the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. Determine income, credit, reserves, and documents necessary for eligibility. Our advanced tool shows USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Norton-Shores, County of Muskegon, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Norton-Shores, MI
Lendersa® is dedicated to providing you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment.
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