USDA Loan Vs. FHA loan for Ferrysburg, MI 2025

By 2025, in Ferrysburg, Ottawa county, MI, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates of today. Determine the income, credit necessities, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in to suit your financial needs.

USDA and FHA Loan Options in Ferrysburg, MI

The goal of Lendersa® is to secure you the best USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to connect with matching lenders and explore USDA loan programs.

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What is a USDA Loan in MI?

A USDA home loan is backed by the government via the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage available in rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment.

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(616) 974-9710 Lender's profile and map Reviews Team Mortgage Company 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546 We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
(616) 942-9630 Lender's profile and map Reviews Preferred Credit Union 3767 Sparks Dr SE, Grand Rapids, MI, 49546 Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
(616) 734-6099 Lender's profile and map Reviews Red Oak Capital 625 Kenmoor Ave SE, Suite 200, Grand Rapids, MI, 49546 Red Oak Capital Holdings, LLC is a family of commercial real estate finance and investment companies that includes Red Oak Financial, LLC, Red Oak Holdings Management, LLC, and Red Oak Capital GP, LLC. The Michigan-headquartered firm is anchored on a strong team that collectively delivers over 100 years of commercial real estate lending
(269) 857-2500 Lender's profile and map Reviews Creative Capital Inc 6938 Tranquility Lane, Fennville, MI, 49408 Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
(616) 261-5657 Lender's profile and map Reviews Community West Credit Union 5801 Broadmoor Avenue SE, Kentwood, MI, 49512 Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan. Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
(616) 957-3480 Lender's profile and map Reviews Mortgage 1 Inc. 3243 East Paris Ave SE, Kentwood, MI, 49512 At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance. At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
(616) 855-3300 Lender's profile and map Reviews AIM Financial Inc 3738 28th Street SE, Grand Rapids, MI, 49512 Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(616) 682-1414 Lender's profile and map Reviews Member Advantage Mortgage 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512 Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
(616) 787-7481 Lender's profile and map Reviews River Valley Credit Union 7177 Headley Street SE, Ada, MI, 49301 In 1965, fourteen Amway employees began a credit union with a simple vision—people helping people. River Valley Credit Union, originally called Amway Employees Credit Union, is a financial institution founded on the principle that people are worth more than money. More than 50 years
(231) 861-6049 Lender's profile and map Reviews Shelby State Bank 242 N. Michigan Avenue, Shelby, MI, 49455 At Shelby State Bank, we pride ourselves on the community-based banking we have offered since 1931 in Shelby, Michigan. We may have grown to ten branches since then, but each retains that sense of community. We're right down the street, and online when you just can't make it to the bank.
(269) 673-5465 Lender's profile and map Reviews Allegan Credit Union 755 Grand St., Allegan, MI, 49010 Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
(989) 352-6031 Lender's profile and map Reviews Community First Federal Credit Union 9637 N Greenville Rd, Lakeview, MI, 48850 Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.