USDA Vs. FHA your options comparison in Paw-Paw, Van Buren County, MI

In 2025, the USDA loan limit in Paw-Paw, found in Van Buren county, MI, is $285,000, while the FHA limit for a single-family dwelling is $356,362. These figures delineate your borrowing potential under each government program.

Leverage the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA rates. It helps to establish necessary income, credit score, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options grid side-by-side to help determine which program in aligns best with your financial status.

Explore loan offerings from a network of 100 lenders and make an informed decision.

2025 Loan Limits and Down Payment Requisites in Paw-Paw, Van Buren County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Paw-Paw, MI

At Lendersa®, our mission is to secure you the best available USDA or FHA loan efficiently and without stress. Choose from three approaches to align yourself with ideal lenders and USDA loan structures.

Lendersa USDA loan request and matching results display

A Closer Look at USDA Loans in MI

A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is a financing option assured by the Department of Agriculture, designed strictly for rural neighborhood areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment, making them an appealing choice for eligible borrowers seeking homes in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Mortgage Co
  • 7343 S Alton Way, Suite 150, Englewood, CO, 80112
  • The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
  • US Mortgages
  • 6855 S Havana St, Suite 500, Centennial, CO, 80112
  • US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
  • Metrolink Mortgage
  • 7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
  • Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • TxDOT Credit Union
  • 4174 Old Anson Road, Abilene, TX, 79601
  • TxDot Credit Union has been open since 1971. TxDOT Credit Union is committed to providing a broad range of financial services to our members while maintaining a strong asset base. Services shall be provided on a personal level utilizing experience and all available resources. The credit union has assets totaling $17.77 Million.