USDA Vs. FHA your options comparison in Paw-Paw, Van Buren County, MI
In 2026, the USDA loan limit in Paw-Paw, found in Van Buren county, MI, is $285,000, while the FHA limit for a single-family dwelling is $356,362. These figures delineate your borrowing potential under each government program.
Leverage the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA rates. It helps to establish necessary income, credit score, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options grid side-by-side to help determine which program in aligns best with your financial status.
2026 Loan Limits and Down Payment Requisites in Paw-Paw, Van Buren County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Paw-Paw, MI
At Lendersa®, our mission is to secure you the best available USDA or FHA loan efficiently and without stress. Choose from three approaches to align yourself with ideal lenders and USDA loan structures.
A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is a financing option assured by the Department of Agriculture, designed strictly for rural neighborhood areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment, making them an appealing choice for eligible borrowers seeking homes in rural regions.
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All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
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Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.
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