USDA Loan Vs. FHA loan pro & con Otsego, Allegan County, MI

In 2025, USDA loan limit in Otsego, county of Allegan, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Otsego, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(734) 634-4064 Lender's profile and map Reviews COAL Mortgage Lending LLC 3332 Tall Oak Lane, Canton, MI, 48188 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(989) 244-7156 Lender's profile and map Reviews United Financial Credit Union 1026 W. Midland Road, Auburn, MI, 48611 Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
(773) 581-5253 Lender's profile and map Reviews CHICAGO FIREFIGHTERS CREDIT UNION 6230 S Central Avenu, Chicago, IL, 60638 Chicago Firefighters Credit Union was founded as 2nd Division Credit Union in 1937 to serve fire department employees in the City of Chicago. At a time when the nation’s financial system was still reeling from the Great Depression, many banks just weren’t addressing the concerns of average working people.
(773) 229-1500 Lender's profile and map Reviews Archer Heights Credit Union 6554 W Archer Avenue, Chicago, IL, 60638 Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
(773) 229-9891 Lender's profile and map Reviews Metropolitan Mortgage Corp. 7018 W. Archer Ave, Chicago, IL, 60638 With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams. Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
(773) 306-0705 Lender's profile and map Reviews Prime Rate Lending Group Inc 6501 West Archer Avenue, Chicago, IL, 60638 Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
(773) 604-4272 Lender's profile and map Reviews Corby Mortgage Services Inc 2409 W 104th St, Suite A, Chicago, IL, 60655 Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.
(248) 869-8080 Lender's profile and map Reviews Silverline Lending 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375 Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
(248) 587-7007 Lender's profile and map Reviews Pathway Mortgage 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
(248) 912-1400 Lender's profile and map Reviews Advisors Capital, Inc. 9810 Grand River Ave, Suite C-200, Novi, MI, 48375 We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
(414) 486-7929 Lender's profile and map Reviews A Better Mortgage Company 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207 A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc