For the year 2026, the USDA loan ceiling in Rochester, located in the county of Oakland, MI, is set at $336,500, whereas the FHA limit for a single-family property is $472,030.
Lendersa® offers a USDA loan calculator that allows you to evaluate the top current rates between USDA and FHA loans, helping determine the income, credit, reserves, and documentation required for qualification. Alongside, our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the ideal program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Rochester, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Rochester, MI
Lendersa® aims to swiftly connect you with the optimal USDA or FHA loan options, hassle-free. Start from any of the three initial approaches to find matching lenders and USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available solely in rural communities. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, which can be a significant advantage to eligible borrowers.
1000 Town Center Drive, Suite 300, Oxnard, CA, 93035
Bluestar Funding works for you. When you need a home loan to buy a house or refinance a property, Bluestar Home Loans will help. We opened our locally owned mortgage broker in 2002. Getting to work with homeowners is exciting as we get to help people through the mortgage process, bring you the best interest rate and closing costs,
Maciel Mortgage offers Central Valley, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call.
Maciel Mortgage opened in 2002 and currently has offices in Hanford and Coalinga.
Our vision is to be known as the most caring and knowledgeable mortgage company while removing the stress
2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001
Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.
Mokelumne Federal Credit Union was founded in 1959. For 37 years, the credit union‘s name was GMI Federal Credit Union. It‘s original sponsor was General Mills Inc., employees (including retirees) employed at specific General Mills facilities.In 1996 the Credit Union’s name was changed to Mokelumne Federal Credit Union, allowing us to service.
3031 W. March Lane, Suite 236W, Stockton, CA, 95219
As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
4578 Feather River Dr, Suite D, Stockton, CA, 95219
"At Eloan4Home. We look forward to getting you approved for your home purchase or refinance!
Here at Eloan4Home we strive to give you the best mortgage service available in today’s market – easy, convenient, and with exceptional client service. We strive to take the mystery out of mortgage for our customers."
At Majestic Mortgage Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.
