USDA Vs. FHA Pro and Con comparison in Troy, Oakland County, MI
In 2025, USDA loan limit in Troy, county of Oakland, MI is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Troy, county of Oakland, MI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Troy, MI
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
21045 Erwin Street, Suite 1A, Woodland Hills, CA, 91367
At Loanbridge Funding, we believe in educating clients about their options and guiding them through the entire process. We take great pride in being our clients’ biggest advocate and works tirelessly to get them the best terms. Our experience allows us to properly present each client with their best options
6200 Canoga Ave, Suite 103, Woodland Hills, CA, 91367
Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6355 Topanga Canyon Boulevard, Suite 240, Woodland Hills, CA, 91367
At Priority Capital Corp., we have access to a variety of loan programs with best rates and fastest turnaround time possible. My goal is to offer the best options available to my clients and make the loan process as simple and worry-free as possible. I also work with seasoned real estate investors and developers of condominium developments
TLC Property Management Company has strong communication skills and exemplifies responsive customer service. Our managers are exceptionally organized, knows the basics of marketing skills and are honest and trustworthy. Our managers know landlord-tenant laws and regulations and we respond quickly to maintenance requests.
6320 Canoga Ave, Suite 210, Woodland Hills, CA, 91367
Loan Professors on a misssion to simplify home buying and financing we believe home financing should be fast, transparent, and affordable for everyone. That’s why we’ve streamlined the entire mortgage process to make it faster and more efficient while reducing costs and passing on the savings to you
21550 Oxnard Street, 3rd Floor, Suite 300, Woodland Hills, CA, 91367
All Saints Lending, Inc. has the expertise in helping customers find the right mortgage products. Whether you are a first-time home buyer, or an existing home owner on the move, we can help. Even if you want to buy an investment property or dream vacation home, we offer a variety of mortgage options and competitive mortgage rates.
22144 Clarendon Street, Suite 200, Woodland Hills, CA, 91367
We understand that finding the home of your dreams or selling the home you value so much is a very important process, just as much as, choosing the people who help you to accomplish it! Our dedicated team is here to fulfill your Real Estate needs and we want you to get to know us a little better.
6355 Topanga Canyon Boulevard, Suite 100, Woodland Hills, CA, 91367
Take the next step in making your dream a reality, homeownership. At no cost or obligation, let our team help guide you through the process with just a few pieces of information. Michael W. is the business owner. With over 26 years of mortgage lending experience, I can assist you will all types of residential lending.
21800 Oxnard Street, Suite 720, Woodland Hills, CA, 91367
Loanverse, "A Universe of Better Loans," offers people some of the most affordable options to become a homeowner. Why waste money on rent every single month when you could be paying down your own mortgage. Loanverse offers a variety of home loan programs with the Lowest Down Payment Options, and industry low interest rates.
