USDA Vs. FHA your options comparison in Sterling-Heights, Macomb County, MI
In 2025, USDA loan limit in Sterling-Heights, county of Macomb, MI is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Sterling-Heights, county of Macomb, MI
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Sterling-Heights, MI
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
3123 W 3875th S, Suite 101, West Valley City, UT, 84119
We make loans that Banks don't or can't make. We make loans based on strong collateral positions. We buy notes. We suply the market with fresh capital to keep you in business. We make high loan to value SBA loans to strong borrowers. We loan on MOST all types of COMMERCIAL real estate. Land loans and Construction money is now available.
2723 West 3500 South, Suite 140, West Valley City, UT, 84119
Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
We are a mortgage broker focused on finding lending solutions to the unique needs of our clients. We are proud to be known as the company that people can trust in the home loan industry.
We offer loan products from over a dozen lenders, which allows us to competitively shop for the best solutions in behalf our clients.
Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future.
Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
"The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979.
The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.