USDA Vs. FHA Pro and Con comparison in Sterling-Heights, Macomb County, MI
In the year 2025, the USDA loan limit set for Sterling-Heights, situated in Macomb county, MI, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to scrutinize and compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and required documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program tailored to your financial situation in .
2025 Loan Limits and Downpayment Requirements in Sterling-Heights, Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Sterling-Heights, MI
Lendersa® focuses on securing the most advantageous USDA or FHA loan for you swiftly and with ease. Choose any of three initial strategies that connect you to matching lenders offering USDA loans.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, making them more accessible to qualifying applicants.
Check City was originally founded in 1986 by Richard Rawle along with his sons Tracy Rawle and Todd Rawle as a check cashing store. The first Check City store opened in Richmond, Virginia.and also Check City has grown into a nationwide company that provides many financial services along with check cashing.
4185 Harrison Boulevard, Suite 200, Ogden, UT, 84403
TAB Bank customizes solutions to serve the needs of small- and medium-sized commercial businesses across the US. With lasting commitment, we provide working capital solutions, equipment financing and deposit products during all stages of our customers’ business life cycle in any economic environment
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We opened our first store in 1995. In 2001, we made our loans even more convenient by offering them online. We have expanded into multiple states and currently have many locations to better serve our customers. With USA Cash Services you can be confident you are working with a trustworthy company. We are a direct lender.
We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
