USDA VS FHA in Bloomfield-Hills, Oakland County, MI
In 2026, the USDA loan limit in Bloomfield-Hills, Oakland County, MI, is $285,000, while the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you choose the ideal program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Bloomfield-Hills, Oakland County, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Bloomfield-Hills, MI
Lendersa® aims to promptly secure you the best USDA or FHA loan without any hassle. Begin with one of three paths leading to matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, often called a USDA rural development loan. Exclusively available in rural areas, it requires no down payment, unlike FHA loans, which require a minimum 3.5% down payment.
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