USDA Vs. FHA your options comparison in Pontiac, Oakland County, MI
In the year 2025, the USDA loan limit for Pontiac in Oakland county, MI is $336,500, while the FHA loan cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates and determine what income, credit, reserves, and documents are required for eligibility. This advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in for your financial needs.
Current 2025 Loan Limits and Downpayment Requirements in Pontiac, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Pontiac, MI
At Lendersa®, our mission is to secure the best USDA or FHA loan for you promptly, devoid of hassle. You can start with any of three options leading to matching lenders and USDA loan programs.
A USDA home loan is secured by the government via the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is intended only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans come with no down payment requirement.
7500 South University Blvd, Suite 102, Centennial, CO, 80122
Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
7950 S Lincoln St, Suite 109, Littleton, CO, 80122
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
1350 Lawrence Street, Suite 100, Denver, CO, 80204
Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.
EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
Meyers Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Chris Snydal here to solve that for you ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with It's easy to reach me.
7985 North Vance Drive, Suite 300, Arvada, CO, 80003
A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
