USDA Loan Vs. FHA loan for Pontiac, MI 2025

In 2025, USDA loan limit in Pontiac, county of Oakland, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pontiac, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(715) 634-8931 Lender's profile and map Reviews Hayward Community Credit Union 15855 US Highway 63, Hayward, WI, 54843 Hayward Community Credit Union provides full financial services at two branch locations in Hayward and Cable Wisconsin. Hayward Community Credit Union now serves nearly 7, 500 members in our 7 county membership field to include: Ashland, Barron, Bayfield, Douglas, Rusk, Sawyer and Washburn.
(215) 222-2604 Lender's profile and map Reviews University of Pennsylvania Students Federal Credit Union 3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104 The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
(215) 898-8539 Lender's profile and map Reviews Penn Federal Credit Union 3131 Walnut Street, Philadelphia, PA, 19104 Penn Federal Credit Union is a non-profit organization. In other words, every member equally owns the credit union. Any money made above the cost of operations is returned to the members in the form of better rates on deposits, better loan rates and lower fees. The credit union is governed by a Board of Directors, and all credit union accounts.
(888) 978-9978 Lender's profile and map Reviews Spring EQ LLC 2929 Arch Street, Suite 500, Philadelphia, PA, 19104 Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
(931) 528-9400 Lender's profile and map Reviews Middle Tennessee Federal Credit Union 1255 East Spring Street, Cookeville, TN, 38501 We are a not-for-profit federally chartered and insured financial institution. Not-for-profit means that there are no outside investors and our Board of Directors is elected by the membership. They donate their time and expertise to serve you, the member. Further, all the credit union’s earnings are returned to you, our member-owner.
(931) 528-6372 Lender's profile and map Reviews Putnam 1st Mercantile Bank 200 West Jackson Street, Cookeville, TN, 38501 Putnam 1st Mercantile is one of only two banks that is both locally owned & operated in Putnam County. The bank was organized by a group of Putnam County residents looking for a true community bank. The organizers wanted a bank where customers could still be treated like family and were they could interact with someone capable of making a decision.
(615) 589-3999 Lender's profile and map Reviews Skyway Financial 905 W Broad St, Suite A4, Cookeville, TN, 38501 At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(931) 526-9942 Lender's profile and map Reviews GUARANTY MORTGAGE SERVICES, LLC 312 E Broad St, Suite B, Cookeville, TN, 38501 "We offer hundreds of loan programs and mortgage choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
(931) 284-7236 Lender's profile and map Reviews Seagrave Mortgage 530 W Jackson St, Cookeville, TN, 38501 Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
4844523012 Lender's profile and map Reviews New City Commercial Capital 101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046 New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
(215) 550-7951 Lender's profile and map Reviews Orchard Hill Mortgage Company 261 Old York Road, Suite 719, Jenkintown, PA, 19046 Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.