In the year 2026, the USDA loan limit for Pontiac in Oakland county, MI is $336,500, while the FHA loan cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates and determine what income, credit, reserves, and documents are required for eligibility. This advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in for your financial needs.
Current 2026 Loan Limits and Downpayment Requirements in Pontiac, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Pontiac, MI
At Lendersa®, our mission is to secure the best USDA or FHA loan for you promptly, devoid of hassle. You can start with any of three options leading to matching lenders and USDA loan programs.
A USDA home loan is secured by the government via the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is intended only for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans come with no down payment requirement.
Thermo Credit is a privately held funding company with deep roots in the Communications and Technology sectors.Our team is comprised of people who come from a range of finance backgrounds including tier one investment banking houses, business founders, and credit analysts. Most importantly, our team managed companies like yours
400 North Tampa Street, 15th Floor, Tampa, FL, 33602
Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr.
Our goal is to get your the best possible rate and close your loan FAST.
301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
401 E Jackson Street, Suite 2340, Tampa, FL, 33602
The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.
Jordan Vreeland is the branch manager of the marketing referral service 14 Days to Close, experiencing in Veterans Administration (VA), Federal Housing Administration (FHA), and Conventional home loans for purchase and refinance. Additionally, at Paramount Residential Mortgage Group, Jordan Vreeland has access to numerous mortgage loan products to
We cater towards clients who have discerning interests in their properties, and provide them with the most competitive financing options available in the USA. Unlike most mortgage brokerages you'll find, we specialize in challenging loans. Tampa Heights Mortgage Company is one of the only mortgage brokerages that will evaluate your specific needs
My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals' diverse needs. We accomplish all of this while also investing in the development of our employees personally
