USDA and FHA Pro and Con in Cedar-Springs, Kent County, MI
In 2026, for a single-family home, the USDA loan limit in Cedar-Springs, located in the county of Kent, MI, is $285,000, whereas the FHA limit is $356,362.
To explore and contrast the best USDA and FHA rates available today, make use of Lendersa®’s USDA loan calculator. Assess the essential income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA programs to aid in determining the best choice for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Cedar-Springs, County of Kent, MI
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Cedar-Springs, MI
At Lendersa®, our mission is to swiftly and efficiently secure the ideal USDA or FHA loans for you. Choose from three starting paths to align with matching lenders offering USDA programs.
A USDA home loan is backed by the government's Department of Agriculture, known as the USDA Rural Development Loan or mortgage, and is strictly for rural locales. Unlike the FHA, which mandates a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Oshkosh Community Credit Union combines the expertise of a large financial institution with the personal decision-making and personalized service you would expect from a locally-based credit union and Oshkosh Community Credit Union offers a broad array of individual finance products and services. OCCU is a recognized leader in personal finance
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them.
They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.
GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations.
With a strong capital position and a dedicated team of community bankers.
We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.
1333 Burr Ridge Parkway, Suite 200, Burr Ridge, IL, 60527
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
Corn City State Bank (Bank) is located in Henry County, Ohio, United States. Address of Corn City State Bank is 201 W Main St, Deshler, OH 43516, USA. Corn City State Bank has quite many listed places around it and we are covering at least 49 places around it on Helpmecovid.com..
Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
In 1924, BankFinancial opened its doors as Financial Federal Savings Bank of Olympia Fields. Since then, we have been reinventing the way we think and work to help remove barriers to keep our customers moving forward.
BankFinancial is a full-service, community-oriented national bank with headquarters in Burr Ridge, Illinois.
