USDA and FHA Pro and Con in Cedar-Springs, Kent County, MI
In 2026, for a single-family home, the USDA loan limit in Cedar-Springs, located in the county of Kent, MI, is $285,000, whereas the FHA limit is $356,362.
To explore and contrast the best USDA and FHA rates available today, make use of Lendersa®’s USDA loan calculator. Assess the essential income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA programs to aid in determining the best choice for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Cedar-Springs, County of Kent, MI
Type of Loan
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Cedar-Springs, MI
At Lendersa®, our mission is to swiftly and efficiently secure the ideal USDA or FHA loans for you. Choose from three starting paths to align with matching lenders offering USDA programs.
A USDA home loan is backed by the government's Department of Agriculture, known as the USDA Rural Development Loan or mortgage, and is strictly for rural locales. Unlike the FHA, which mandates a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods
ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
1971 E Beltline Ave NE Ste 106 #587, Grand Rapids, MI, 49525
Lends in Michigan
NextDay Funding Group LLC connects real estate investors with fast, flexible funding for non-owner-occupied properties nationwide. We help borrowers explore fix-and-flip, DSCR rental, bridge, commercial, refinance, and gap-funding options. Our goal is to provide responsive service, practical solutions, and a straightforward path from application to closing.
3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
Lends in Michigan
Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks
West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
Lends in Michigan
We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.
5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Lends in Michigan
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
