USDA VS FHA in Forest-Hills, Kent County, MI

As of 2025, the USDA loan limit in Forest-Hills, located in the county of Kent, MI, is set at $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and discover the income, credit, reserves, and required documents needed for qualification. With our advanced mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in suits your specific financial situation best.

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Review 2025 Loan Limits and Downpayment Requirements in Forest-Hills, Kent, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Solutions in Forest-Hills, MI

Lendersa® aims to secure for you the best possible USDA or FHA loan efficiently and without hassle. Choose from three starting points to connect with matching lenders and accessible USDA loan programs.

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Understanding the USDA Loan in MI

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available primarily in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering a substantial benefit.

Enter your location to find out if it qualifies for USDA rural housing loan?



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