In the year 2025, the USDA loan limit for Grand-Ledge, located in Eaton county, MI, is set at $285,000. The FHA limit for a single-family home is $356,362, offering distinct borrowing options under these federal programs.
Explore today's prime USDA vs FHA rates using the Lendersa® USDA loan calculator. Determine required income, credit level, reserves, and documents to qualify efficiently. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loan options, assisting you in choosing which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission at Lendersa® is to facilitate your access to the most favorable USDA or FHA loans swiftly and seamlessly. Choose one of three initial approaches to connect with lenders and identify the USDA loan programs that meet your needs.
USDA home loans, secured by the Department of Agriculture, also known as USDA rural development loans or mortgages, are specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, making them advantageous for eligible rural homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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