USDA Vs. FHA your options comparison in Wayland, Allegan County, MI
For the year 2026, in Wayland, Allegan County, MI, the USDA loan limit is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's most favorable USDA and FHA rates. Determine the necessary income, credit profile, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best financial fit in .
Loan Limits and Downpayment Requirements for 2026 in Wayland, Allegan County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Wayland, MI
Lendersa® seeks to quickly and easily secure the most suitable USDA or FHA loan. Choose from three initial pathways that lead you to lenders and USDA loan programs that meet your needs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.
At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.
We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
Citywide Mortgage Of America Corp is committed to find you the right mortgage for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Waterford Bank was founded by three individuals who together have more than 100 years of banking experience.
From the beginning, Waterford chose to differentiate itself:
The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.
Unlock your business potential with RCR International Finance & Trade! We provide tailored commercial and corporate financial services, including CRE and construction finance, accounts receivable and purchase order financing, commercial equipment and inventory finance, bridge and hard money loans, and export trade finance. Partner with us to fuel y
30400 Telegraph Road, Suite 122, Franklin, MI, 48025
CONSTRUCTION FEDERAL CREDIT UNION Founded and chartered in September of 1974, to serve the members of the Construction Association of Michigan (CAM) and their families, we have been providing unmatched personal service ever since When you’re a member of Construction Federal Credit Union, you’re not just a customer but part-owner of your credit unio
