USDA Vs. FHA your options comparison in Wayland, Allegan County, MI

For the year 2025, in Wayland, Allegan County, MI, the USDA loan limit is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's most favorable USDA and FHA rates. Determine the necessary income, credit profile, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best financial fit in .

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Wayland, Allegan County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Wayland, MI

Lendersa® seeks to quickly and easily secure the most suitable USDA or FHA loan. Choose from three initial pathways that lead you to lenders and USDA loan programs that meet your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.
  • Universal Lending & Real Estate
  • 1522 Shaw Ave, Clovis, CA, 93611
  • Our expertise and professionalism are ready,willing & able to accomplish your goal: a no-hassle, up-front loan package for your home at the most competitive rates available anywhere.The above navigation menu bar provides you with an array of choices.We trust you will enjoy the ease & simplicity of our web site's valuable resources in assisting you.
  • Steven Tavera Mortgage & Realestate
  • 8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
  • Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
  • Rapozo Funding
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  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.
  • Military Home Loans
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  • Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.
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  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States. We are comprised of a seasoned team with a track record
  • AimLoan.com
  • 4121 Camino Del Rio South, San Diego, CA, 92108
  • AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.
  • Next Level Lender
  • 2815 Camino Del Rio South, Suite 250, San Diego, CA, 92108
  • Next Level Lending provides the highest caliber of service found anywhere throughout the mortgage lending industry. We acknowledge that other mortgage lenders often fall short of their clients’ expectations and give our industry a poor reputation. Everyday we strive to break those stereotypes by providing superior levels of education, transparency.
  • Global Equity Finance, Inc.
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  • Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.