USDA Vs. FHA Pro and Con comparison in Middleville, Barry County, MI

In 2026, the USDA loan limit for Middleville, situated in Barry county, MI, is $336,500. For a single-family home, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates. Identify the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to determine the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Middleville, County of Barry, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Middleville, MI

Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose from three starting points, leading to matching lenders and USDA programs.

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Understanding USDA Loans in MI

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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