USDA and FHA Pro and Con in Plainwell, Allegan County, MI

In 2025, the limit for USDA loans in Plainwell, within the county of Allegan, MI, is $336,500, while the FHA loan limit is $472,030 for a typical single-family residence.

Leverage Lendersa®'s USDA loan calculator today to compare the most competitive USDA against FHA rates, and determine the necessary income, credit standing, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most fitting program for your specific financial circumstances in .

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Overview of 2025 Loan Limits and Down Payment Requirements in Plainwell, County of Allegan, MI

Loan Type Maximum Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Lending Options in Plainwell, MI

With Lendersa®, achieving the best possible USDA or FHA loan is designed to be swift and hassle-free. Choose from three initial paths that align you with matching lenders and USDA loan solutions.

Loan request and matching results with Lendersa USDA

An Introduction to USDA Loans in MI

USDA home loans are backed by the U.S. Department of Agriculture and are often termed the USDA Rural Development Loan or USDA Mortgage, available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Lenders Annex
  • 500 West Yorba Road, Palm Springs, CA, 92262
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kaiser Financial Services
  • 121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
  • Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
  • MortgageWorks, Inc.
  • 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Contempo Lending, Inc
  • 475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
  • "Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA. When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
  • Sno Falls Credit Union
  • 320 SW Mount Si Boulevard, Suite 109, North Bend, WA, 98045
  • Sno Falls Credit Union was established in 1957 to serve employees of the historical Weyerhaeuser Mill as a reliable lender. Today, Sno Falls Credit Union still makes it a priority to uphold those initial core values: to be a trusted, full-service financial cooperative. Its headquarters are located in North Bend, Washington.
  • Cascade Valley Mortgage
  • 1151 Hemlock Ave SW, North Bend, WA, 98045
  • Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
  • Farm Bureau Bank FSB
  • 2165 Green Vista Drive, Sparks, NV, 89431
  • Farm Bureau Bank, FSB, a wholly-owned subsidiary of FB BanCorp, was established in 1999 to serve the unique financial needs of Farm Bureau members. Headquartered in Reno, Nevada, with an operations center in San Antonio, Texas, the bank currently offers a full range of competitively priced products and services to members in 44 states