USDA and FHA Pro and Con in Belleville, Wayne County, MI
In 2026, the USDA loan limit in Belleville, located in Wayne County, MI, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the best current rates for USDA versus FHA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Belleville, Wayne County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Belleville, MI
Lendersa® aims to quickly find the best USDA or FHA loan for you, without hassle. Choose any of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available only in rural areas and, unlike FHA loans, does not require a down payment.
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
Public Service Credit Union is a community credit union with 15 locations in the Metro Detroit Area.We are a full service financial institution dedicated to serving members since 1952. PSCU is devoted to providing its members with a lifetime of dependable financial service. Like all credit unions, PSCU is a member owned, not for profit .
Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do.
We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.
Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.
5820 N. Canton Center, Suite 125, Canton, MI, 48187
Lends in Michigan
Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
