In 2026, the USDA loan limit in Belleville, located in Wayne County, MI, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate and compare the best current rates for USDA versus FHA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you select the most suitable program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Belleville, Wayne County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Belleville, MI
Lendersa® aims to quickly find the best USDA or FHA loan for you, without hassle. Choose any of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available only in rural areas and, unlike FHA loans, does not require a down payment.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
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