USDA VS FHA in Anoka, Anoka County, MN

In 2025, the USDA loan limit for Anoka in Anoka county, MN, is $0, whereas the FHA limit for a single-family home is $515,200.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and evaluate the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Anoka, County of Anoka, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Anoka, MN

Lendersa® aims to swiftly and smoothly get you the best USDA or FHA loan available. You can choose from three starting points, each leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CIBM Bank
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  • full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.
  • Prosperity Co
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  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
  • Bander Mortgage Inc
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  • We are a full-service mortgage company helping real estate professionals and homeowners thoughout the Chicago area. Bander Mortgage offers a very wide range of mortgage products. This allows us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, Fix & Flips loans and more.
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  • Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.
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  • Prime Rate Mortgage, LLC
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  • Earthmover Credit Union
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  • Allied First Bank SB
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  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
  • Direct Mortgage Investors, Inc.
  • 5533 west 109th Street, Lawn, IL, 60543
  • Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.