USDA Vs. FHA Pro and Con comparison in Ramsey, Anoka County, MN

In the year 2025, the USDA loan limit in Ramsey, situated in Anoka county, MN, is $0. Meanwhile, the limit for FHA loans, applicable to a single-family home, is $515,200.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and determine the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the program in that best suits your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Ramsey, County of Anoka, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Ramsey, MN

The mission of Lendersa® is to connect you with the most suitable USDA or FHA loans quickly and smoothly. Begin by selecting one of three starting methods to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan application and matching results

Defining a USDA Loan in MN

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-guaranteed mortgage offered through the Department of Agriculture and is exclusive to rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
  • Hebron Savings Bank
  • 101 North Main Street, Hebron, MD, 21830
  • Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
  • The City National Bank of Colorado City
  • 2909 Sherwood Way, San Angelo, TX, 76901
  • On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain. Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
  • Millville Savings and Loan Association
  • 100 Albertson Street, Millville, NJ, 08332
  • In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per
  • Thunder Bolt Area Federal Credit Union
  • 1601 Cedar Street, Millville, NJ, 08332
  • We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.
  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Adams Community Bank
  • 2 Center Street, Adams, MA, 01220
  • Adams Community Bank is a responsive, community-focused, mutually owned savings bank providing premier banking services to the people and businesses of the Berkshires. Headquartered in Adams, MA, we have 8 full-service branch locations in Adams, North Adams, Williamstown, Cheshire, Lanesborough, Lenox, and Lee.
  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
  • The First National Bank of Dozier
  • 7825 South Main Street, Dozier, AL, 36028
  • The First National Bank of Dozier opened for business with a national bank charter. Henderson, a prominent entrepreneur at that time, was the bank’s first president for 8 years; yet, it is reported that he only entered the bank one time as he allowed the operations of the bank to be managed by local personnel.
  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
  • JG Funding Corporation
  • 531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
  • JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.