In the year 2025, the USDA loan limit in Ham-Lake, located in Anoka, MN, is set at $0. Meanwhile, for a single-family home, the FHA limit is $402,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loan options, helping you determine which program suits your unique financial situation best in .
2025 Loan Limits and Down Payment Requirements in Ham-Lake, Anoka County, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Offers in Ham-Lake, MN
Lendersa® is dedicated to helping you obtain the finest USDA or FHA loan quickly and easily. Begin with one of three pathways connecting you with matching lenders and loan programs.
The USDA home loan is supported by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan, or simply USDA mortgage. It is exclusively accessible to those looking to live in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans demand no down payment whatsoever, offering a significant benefit for eligible applicants.
10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.
500 Redland Court, Suite 300, Owings Mills, MD, 21117
We specialize in helping homeowners and home-buyers and our founding, we’ve grown to become one of America’s leading mortgage companies. The key to our growth is outstanding, award-winning customer service. Our loan experts make the process fast and easy…so you can start saving money and reaching your financial goals right away
"Maryland Private Mortgage is Baltimore’s leading direct private mortgage lender. We provide the fastest and best solutions in Private Money Lending for investors, rehabbers, and Baltimore City landlords.
We offer all the resources needed to accomplish your investment goals. At Maryland Private Mortgage we do not have a one size fits"
At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
