USDA and FHA Pro and Con in Blaine, Anoka County, MN

In 2025, the USDA loan limit for Blaine, located in the county of Anoka, MN, stands at $0. In contrast, the FHA loan limit for a single-family home is $515,200. These loan limits are essential for buyers and investors aiming to secure financing options tailored to this region, ensuring they align with the market's financial benchmarks.

Lendersa® offers a USDA loan calculator that is highly effective for comparing today's top USDA against FHA rates. You'll be able to easily evaluate the income requirements, credit profiles, reserves in cash or savings, and necessary documents needed for qualification. By utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in tandem. This gives you a full spectrum of options to help decide which program in best suits your specific financial needs.

Explore a diverse array of loan offers from a pool of 100 lenders

Comprehensive Guide to 2025 Loan Limits and Downpayment Requirements in Blaine, Anoka County, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Blaine, MN

The mission of Lendersa® is to ensure you obtain the most suitable USDA or FHA loan effortlessly and quickly. You are invited to choose from three strategic starting paths that align you with matching lenders and a variety of USDA loan programs, catering specifically to your financial situation.

Illustration of Lendersa USDA loan request and matching outcomes

Defining USDA Loans in MN

A USDA home loan is backed by the Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. Offered exclusively in rural neighborhoods, these loans are notable for not requiring any down payment, a distinct advantage over FHA loans which mandate a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Thompson Kane and Company
  • 8020 Excelsior Dr, Suite 401, Madison, WI, 53717
  • Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
  • DMB Community Bank
  • 321 North Main Street, Deforest, WI, 53532
  • We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
  • Exchange State Bank
  • 253 Broadway, Springville, IA, 52336
  • At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
  • TruStar Federal Credit Union
  • 601 Fourth Street, International Falls, MN, 56649
  • TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
  • Commercial Savings Bank
  • 325 W Highway 30, Carroll, IA, 51401
  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593
  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."