USDA and FHA Pro and Con in Blaine, Anoka County, MN

In 2025, the USDA loan limit for Blaine, located in the county of Anoka, MN, stands at $0. In contrast, the FHA loan limit for a single-family home is $515,200. These loan limits are essential for buyers and investors aiming to secure financing options tailored to this region, ensuring they align with the market's financial benchmarks.

Lendersa® offers a USDA loan calculator that is highly effective for comparing today's top USDA against FHA rates. You'll be able to easily evaluate the income requirements, credit profiles, reserves in cash or savings, and necessary documents needed for qualification. By utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in tandem. This gives you a full spectrum of options to help decide which program in best suits your specific financial needs.

Explore a diverse array of loan offers from a pool of 100 lenders

Comprehensive Guide to 2025 Loan Limits and Downpayment Requirements in Blaine, Anoka County, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Blaine, MN

The mission of Lendersa® is to ensure you obtain the most suitable USDA or FHA loan effortlessly and quickly. You are invited to choose from three strategic starting paths that align you with matching lenders and a variety of USDA loan programs, catering specifically to your financial situation.

Illustration of Lendersa USDA loan request and matching outcomes

Defining USDA Loans in MN

A USDA home loan is backed by the Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. Offered exclusively in rural neighborhoods, these loans are notable for not requiring any down payment, a distinct advantage over FHA loans which mandate a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Jarrettsville Federal Savings and Loan Association
  • 3706 Norrisville Road, Jarrettsville, MD, 21084
  • Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
  • E Z Lending, LLC
  • 8739 Bitterroot Court, Lorton, VA, 22079
  • We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
  • M Street Mortgage LLC
  • 7843 Seafarer Way, Lorton, VA, 22079
  • You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news... When you're ready, the next step in getting a low rate mortgage made easy is to contact me
  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
  • Advantage Financial Federal Credit Union
  • 1319 F Street NW, Suite 500, Washington, DC, 20004
  • Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
  • Verus Mortgage Capital
  • 1155F ST NW, Suite 1075, Washington, DC, 20004
  • Verus is a mortgage investor filling the credit void in today’s mortgage market. Verus acquires responsible non-agency mortgage loans from correspondents. Acquisition programs are designed to address the issues limiting a borrowers’ access to credit through common sense underwriting. All programs focus on the borrowers’ ability to repay.
  • Heritage Bank USA
  • 101 N. Main St, Jonesboro, GA, 30236
  • Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
  • Signature Federal Credit Union
  • 12 Herbert St, Alexandria, VA, 22305
  • Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.