USDA Vs. FHA Pro and Con comparison in Lino-Lakes, Anoka County, MN
As of 2025, the USDA loan cap in Lino-Lakes, located in Anoka, MN, stands at $0. For a single-family home, the FHA limit is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, and identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Lino-Lakes, Anoka, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lino-Lakes, MN
Lendersa® aims to connect you swiftly to the best USDA or FHA loans possible, effortlessly. Choose from one of three starting options leading you to suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
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