USDA Vs. FHA your options comparison in Lino-Lakes, Anoka County, MN
As of 2026, the USDA loan cap in Lino-Lakes, located in Anoka, MN, stands at $0. For a single-family home, the FHA limit is $402,500.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA versus FHA rates, and identify the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Lino-Lakes, Anoka, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Lino-Lakes, MN
Lendersa® aims to connect you swiftly to the best USDA or FHA loans possible, effortlessly. Choose from one of three starting options leading you to suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.
9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434
Lends in Minnesota
Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Lends in Minnesota
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
1071 County Highway 10, Suite 220, Minneapolis, MN, 55432
Lends in Minnesota
We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
Lends in Minnesota
The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused" credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
