USDA Vs. FHA Pro and Con comparison in Circle-Pines, Anoka County, MN

In 2025, the USDA loan limit for Circle-Pines, situated in Anoka, MN, is $0, while for a single-family home, the FHA limit is $402,500.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the best USDA and FHA rates today. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program in Alabama for your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Circle-Pines, Anoka, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Options in Circle-Pines, MN

Lendersa® aims to help you secure the finest USDA or FHA loan efficiently and with ease. Start with one of three pathways to find matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. It is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Guaranty State Bank and Trust Company
  • 201 South Mill Street, Beloit, KS, 67420
  • The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
  • The First National Bank of Beloit
  • 101 East Main Street, Beloit, KS, 67420
  • As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,
  • Farmway Credit Union
  • 200 S Hersey Avenue, Beloit, KS, 67420
  • A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.
  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
  • Weatherhead C.C. Federal Credit Union
  • 511 N Line Street, Columbia City, IN, 46725
  • Weatherhead Federal Credit Union has been open since 1965. The credit union has assets totaling $16.08 Million and provides banking services to more than 2,000 members. Membership: The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • The Strick Group
  • 2001 S Hanley Rd, Suite 195, Saint Louis, MO, 63144
  • The Strick Group, is your full-service home financing resource when you want to purchase or refinance. Our mortgage experts have over 40 years of combined experience & will help find the best mortgage solution for you. We pride ourselves on delivering a stress-free loan process from pre-approval to closing & offer some of the lowest rates and fees.
  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.
  • Pinnacle Real Estate Advisor Home Loans
  • 2020 Marconi Avenue St, Saint Louis, MO, 63110
  • Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process
  • St Louis Home Mortgage and Retention Services
  • 113 Old State Road, Suite 103, Ellisville, MO, 63021
  • Founded in March 2009 as St Louis Home Retention Group, We are home mortgage specialists focused on your unique situation and needs. From your first home loan to refinancing and load modifications, we help you get the right loan and keep your home and also The company’s efforts over the years have earned them an A+ rating with the BBB
  • Community State Bank (Avilla, IN)
  • 802 E Albion St, Avilla, IN, 46710
  • Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.