In 2026, the USDA loan limit for Breckenridge, within Wilkin, MN, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Select one of three options that connect you with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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