In the year 2026, the USDA loan limit for Dilworth in Clay county of MN is designated as $336,500, whereas the FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA programs side by side to make the best decision for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s goal is to quickly secure you the best possible USDA or FHA loan with ease. Choose from one of three starting points that lead to matching lenders and available USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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