USDA Vs. FHA Pro and Con comparison in Dilworth, Clay County, MN

In the year 2025, the USDA loan limit for Dilworth in Clay county of MN is designated as $336,500, whereas the FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, compare USDA, FHA, Conforming, and VA programs side by side to make the best decision for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Dilworth, Clay, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Dilworth, MN

Lendersa®'s goal is to quickly secure you the best possible USDA or FHA loan with ease. Choose from one of three starting points that lead to matching lenders and available USDA loan programs.

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Explaining USDA Loans in MN

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • West Community Credit Union
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  • Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
  • Planet Cheapskate Home Loans
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  • The Best Loan Officer
  • 225 Union Blvd, Suite 150, Denver, CO, 80229
  • Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor
  • Colorado Real Estate Brokers, Inc.
  • 6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
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  • DNL Mortgage Authority Inc
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  • Integrity Mortgage Corporation
  • 200 N. Main St., St. Charles, MO, 63301
  • Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.
  • FasterFunds Lending
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  • "FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience. We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
  • Fowler State Bank IN
  • 300 East 5th Street, Fowler, IN, 47944
  • Fowler State Bank opened its doors for business December 14, 1931. Total amount deposited that day was $36,487.20. Fowler State Bank's evolution started during a severely depressed economy, with an original staff of ten. The original investors were issued 120 shares and became owners of this institution.
  • LITCHFIELD NATIONAL BANK
  • 316 N. State St., Litchfield, IL, 62056
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  • 324 North State, Litchfield, IL, 62056
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.
  • Five Star Mortgage LLC
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