USDA and FHA Pro and Con in Isanti, Isanti County, MN

For 2025, the USDA loan limit in Isanti, within Isanti, MN, is $358,800, whereas the FHA limit for a single-family home is $515,200.

Use the Lendersa® USDA loan calculator to assess and compare today's optimal USDA and FHA rates. Determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA options to make the best choice for your specific financial need in Alabama.

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2025 Loan Limits and Downpayment Requirements in Isanti, Isanti, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Isanti, MN

Lendersa® aims to promptly provide you with the best USDA or FHA loan, minimizing any hassle. Opt for one of three starting points to find matching lenders and available USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-guaranteed mortgage via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This type of loan is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Americorp Mortgage Services Inc
  • 12040 South Lakes Drive, Suite 102, Reston, VA, 20191
  • Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service
  • GrandSouth Bank
  • 381 Halton Road, Greenville, SC, 29606
  • GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.
  • AGS Financial Mortgage
  • 766 Ashdale Way, Greer, SC, 29651
  • The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
  • World Finance
  • PO BOX 6429, Greenville, SC, 29606
  • World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.
  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
  • United Community Bank
  • 2 West Washington Street, Suite 700, Greenville, SC, 29601
  • Since 1950, United Community Bank has been dedicated to providing best in class service to our customers as the foundation of every relationship. We are “The Bank That SERVICE Built®” and we are committed to improving the communities we serve through the philosophy of delivering exceptional banking service.