USDA Vs. FHA your options comparison in Oak-Grove, Anoka County, MN

In 2025, the USDA loan cap for a single-family home in Oak-Grove, within the county of Anoka, MN, is set at $0, while the FHA limit is $402,500.

Make use of the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine your income requirements, credit qualifications, reserves, and documents needed to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Oak-Grove, County of Anoka, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Oak-Grove, MN

Lendersa® aims to promptly secure the best possible USDA or FHA loan for you, hassle-free. You can start by selecting one of three approaches to connect with matching lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require none, offering a significant benefit to those who qualify.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • College and University Credit Union
  • 1901 West Carroll Avenue, Suite 200, Chicago, IL, 60612
  • The College and University Credit Union was established in 1967 as a service to its members. The credit union is there to help you with any financial problem that may arise. Whether it's a debt consolidation, an unexpected bill or small home remodeling project, we are here with a quick and easy loan.
  • First Bank and Trust of Fullerton
  • 230 Broadway, Fullerton, NE, 68638
  • The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
  • Gold Coast Bank
  • 1165 N. Clark Street, Suite 200, Chicago, IL, 60610
  • We are focused on the safety of our employees and customers and ensuring business continuity. This effort also includes ensuring that critical functions continue in the event of any disruption, with policies, people and processes aligned to provide continuous service. We are not starting from scratch on these plans.
  • CHICAGO FIREFIGHTERS CREDIT UNION
  • 6230 S Central Avenu, Chicago, IL, 60638
  • Chicago Firefighters Credit Union was founded as 2nd Division Credit Union in 1937 to serve fire department employees in the City of Chicago. At a time when the nation’s financial system was still reeling from the Great Depression, many banks just weren’t addressing the concerns of average working people.
  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
  • Metropolitan Mortgage Corp.
  • 7018 W. Archer Ave, Chicago, IL, 60638
  • With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams. Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
  • Prime Rate Lending Group Inc
  • 6501 West Archer Avenue, Chicago, IL, 60638
  • Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service