USDA Vs. FHA your options comparison in Oak-Grove, Anoka County, MN

In 2025, the USDA loan cap for a single-family home in Oak-Grove, within the county of Anoka, MN, is set at $0, while the FHA limit is $402,500.

Make use of the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine your income requirements, credit qualifications, reserves, and documents needed to qualify. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Oak-Grove, County of Anoka, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Oak-Grove, MN

Lendersa® aims to promptly secure the best possible USDA or FHA loan for you, hassle-free. You can start by selecting one of three approaches to connect with matching lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require none, offering a significant benefit to those who qualify.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage America, Inc.
  • 1425 Grape Street, Whitehall, PA, 18052
  • Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
  • Members First of Maryland Federal Credit Union
  • 1631 Merritt Boulevard, Baltimore, MD, 21222
  • In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
  • Mortgage Lehigh Valley
  • 3261 Route 100, Suite 100, Macungie, PA, 18062
  • My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013. On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.