USDA Vs. FHA your options comparison in Centerville, Anoka County, MN
In 2026, the USDA loan limit for Centerville within the county of Anoka, MN, is $0. Meanwhile, for a single-family home, the FHA limit is $515,200.
Use Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options, helping you choose the ideal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Centerville, Anoka, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Centerville, MN
Lendersa®'s aim is to swiftly provide you with the best USDA or FHA loan options without hassle. Choose one of three methods to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which ask for a minimum 3.5% down payment, USDA loans require no down payment at all.
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