USDA Vs. FHA your options comparison in Columbus, Anoka County, MN

For the year 2025, the USDA loan limit for Columbus, located in the county of Anoka, MN, is $0. In contrast, the FHA loan cap for a single-family home stands at $515,200.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, helping you decide which program suits your specific financial needs in .

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Columbus, Anoka, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Columbus, MN

The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loan quickly and with minimal hassle. Choose from one of three starting points that lead to matching lenders and USDA loan offerings.

Results of Lendersa USDA loan request and matches

What is a USDA Loan in MN?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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